706 Duff Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 706 Duff Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,695 sqft · built 2005
Lot Size	0.264 acres (11,505 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Mar 2019)
Tax Bill	$12,230 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-22-27-3126-00-190`

Property Details

APN / Parcel Number

Primary APN	`35-22-27-3126-00-190`
Alternative APNs	`272235312600190` `129397` `130179` `131560`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,695 sqft Living Area
Gross Area	4,601 sqft
1st Floor Area	2,948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,505 sqft (0.264 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	706 DUFF DR
City	WINTER GARDEN
State	FL
Zip	34787-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GLYNWOOD - PHASE 2 56/72 LOT 19
Legal Range	27E
Legal Township	22S
Legal Section	35
Legal Subdivision	GLYNWOOD PH 2
Legal Phase	2
Legal Tract	3126
Legal Lot Number	19
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1033
Census Tract	17118

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 DUFF DR, WINTER GARDEN, FL 34787-5007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 30, 2020	Deed of Trust, Mortgage · Conventional with PMI CAPITAL CITY HM LNS LLC
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage BRAND MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Jan 6, 2010 · Amount on Record
Deed Document Number	2019158021
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	706 DUFF DR, WINTER GARDEN, FL 34787-5007
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 DUFF DR, WINTER GARDEN, FL 34787-5007

Mortgage

Document Number	0000694005
Date	Nov 11, 2021
Instrument	20210694005

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	706 DUFF DR, WINTER GARDEN, FL 34787-5007
Document Number	0000577699
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 DUFF DR WINTER GARDEN FL 347875007, WINTER GARDEN, FL 34787-5007

Mortgage

Document Number	0000577699
Date	Nov 5, 2020
Instrument	577699

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 18, 2019
Property Address	706 DUFF DR, WINTER GARDEN, FL 34787-5007
Document Number	0000158021
Map Reference	MB 56 PG 72-75
Instrument Date	Mar 5, 2019
Instrument	20190158021
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PREMIER ALLIANCE TTL GROUP L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 W WHITE ST, 243, SUMMIT HILL, PA 18250-1023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 DUFF DR, WINTER GARDEN, FL 34787-5007

Mortgage

Document Number	0000158022
Date	Mar 18, 2019
Instrument	20190158022

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,753 (-34.88%)	$737,100 (-1.8%) Land $170,000 Building $567,100
2025	$12,230.00 (+5.84%)	$750,590 (+73.74%) Land $170,000 Building $580,590	$750,590 (+10.32%) Land $170,000 Building $580,590
2024	$11,555.00 (+85.24%)
2023	$6,238.00 (+2.94%) Homeowner's exemption	$432,012 (+3%)	$680,359 (+24.95%) Land $170,000 Building $510,359
2022	$6,060.00 Homeowner's exemption	$419,429	$544,499 Land $150,000 Building $394,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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