706 Douglas St, Bloomington, IL 61701 Property Records

McLean County property record for 706 Douglas St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,292 sqft · built 1920
Lot Size	0.13 acres (5,670 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Dec 2015)
Tax Bill	$2,774 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-278-022`

Property Details

APN / Parcel Number

Primary APN	`21-04-278-022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,418 sqft
1st Floor Area	928 sqft
Basement Area	126 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	5,670 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Greenhouse	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	706 DOUGLAS ST
City	BLOOMINGTON
State	IL
Zip	61701-8665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIMMETTS 5TH ADD LOT 4 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	DIMMETTS 5TH ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1004
Census Tract	1700

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	706 DOUGLAS ST, BLOOMINGTON, IL 61701-8665
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Seller Carry-Back CITIZENS EQUITY FIRST CU
Dec 30, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan CITIZENS EQUITY FIRST CU
Jun 24, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2015 · Amount on Record
Deed Sale	Dec 7, 2015 · Amount on Record
Prior Sale	Apr 28, 2005 · Amount on Record
Deed Document Number	201522783
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	706 DOUGLAS ST, BLOOMINGTON, IL 61701-8665
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 W WOOD ST, BLOOMINGTON, IL 61701-6366

Mortgage

Document Number	202500018631
Date	Dec 30, 2025
Instrument	2025-00018631

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.71%
Change Frequency	5 Years
Min Rate At Change	5.47%
Index	5-Year CMT
Max Rate	8.47%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	706 DOUGLAS ST, BLOOMINGTON, IL 61701-8665
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 W WOCD ST, BLOOMINGTON, IL 61701-6366

Mortgage

Document Number	202500018628
Date	Dec 30, 2025
Instrument	2025-00018628

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 24, 2022
Property Address	706 DOUGLAS ST, BLOOMINGTON, IL 61701-8665
Document Number	202200011396
Instrument Date	Jun 2, 2022
Instrument	2022-00011396
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 W WOOD ST, BLOOMINGTON, IL 61701-6366

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,265 (+12.55%) Land $6,743 Building $30,522	$111,795 (+12.55%) Land $20,229 Building $91,566
2024	$2,774.00 (+0.25%)
2023	$2,767.00 (+10.02%)	$33,111 (+11.85%) Land $5,992 Building $27,119	$99,333 (+11.85%) Land $17,976 Building $81,357
2022	$2,515.00	$29,602 Land $5,357 Building $24,245	$88,806 Land $16,071 Building $72,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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