Kane County property record for 706 Derby Course, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,636 sqft · built 1989 |
| Lot Size | 0.83 acres (3,619 sqft) |
| Owner | Company Name on File |
| Last Sale | $128,000 (Feb 2010) |
| Tax Bill | $7,136 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-231-032 |
| Primary APN | 09-26-231-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| Basement Area | 691 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,619 sqft (0.83 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 706 DERBY CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 PT FIELDS COMMONS |
| Legal Subdivision | HUNTERS FIELDS COMM |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 852005 |
706 Derby Course is owned by a company that bought it in February 2010.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1005 KEIM TRL, SAINT CHARLES, IL 60174-5828 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2010 · Amount on File |
| Deed Sale | Feb 9, 2010 · Amount on File |
| Prior Sale | Sep 17, 2009 |
| Deed Document Number | 20109654 |
| Prior Transfer Date | Nov 30, 1995 |
| Prior Transfer Doc | 0000076581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 706 DERBY CRSE, ST CHARLES, IL 60174-5765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026592 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 2018K026592 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 7, 2038 |
The 2025 property tax bill for 706 Derby Course was $7,136.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,136.00 | $101,757 (+0.35%) Land $22,229 Building $79,528 | $305,393 (+0.35%) Land $66,714 Building $238,679 |
| 2024 | $101,401 Land $20,482 Building $80,919 | $304,325 Land $61,471 Building $242,854 | |
| 2022 | $6,321.00 (+3.86%) | $78,294 (+4.91%) Land $18,446 Building $59,848 | $234,882 (+4.91%) Land $55,338 Building $179,544 |
| 2021 | $6,086.00 | $74,630 Land $17,583 Building $57,047 | $223,890 Land $52,749 Building $171,141 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Derby Course in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 706 Derby Course has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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