706 Denise Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 706 Denise Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,365 sqft · built 2002
Lot Size	0.385 acres (16,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-1233-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-1233-9`
Alternative APNs	`35-3N-24-0103-000C-0220` `24N3350103000C0220`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,365 sqft Living Area
Gross Area	3,101 sqft
1st Floor Area	2,365 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	16,758 sqft (0.385 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Florida Room
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	706 DENISE DR
City	CRESTVIEW
State	FL
Zip	32536-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANTIOCH EST III LOT 22 BLK C AND E1/2 OF LOT 21
Legal Range	24W
Legal Township	03N
Legal Section	35
Legal Subdivision	ANTIOCH EST
Legal Block	C
Legal Lot Number	220
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2018
Census Tract	20601

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 DENISE DR, CRESTVIEW, FL 32536-5410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Dec 16, 2019	Loan Modification, Mortgage PENNYMAC
Aug 14, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	20213499412
Deed Book / Page	3582 / 2764
Prior Transfer Date	Oct 12, 2015
Prior Transfer Doc	0032212762
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 25, 2021
Property Address	706 DENISE DR, CRESTVIEW, FL 32536-5410
Document Number	0035822764
Book / Page	3582 / 2764
Map Reference	MB 18 PG 48&49
Instrument Date	Oct 21, 2021
Instrument	3499412
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	DOWD TITLE GROUP LLC, DOWD & DITTMAR TTL GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2900 MAIN LINE BLVD APT 551, 2900, ALEXANDRIA, VA 22301-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N 54TH AVE W APT 4, 4, DULUTH, MN 55807-2778

Mortgage

Document Number	35822766
Date	Oct 25, 2021
Instrument	3582/2766

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	706 DENISE DR, CRESTVIEW, FL 32536-5410
Document Number	0034380892
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 DENISE DR CRESTVIEW FL 325365410, CRESTVIEW, FL 32536-5410

Mortgage

Document Number	0034380892
Date	Jan 13, 2020
Book Page	003438/000892
Instrument	3329726

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 14, 2018
Property Address	706 DENISE DR, CRESTVIEW, FL 32536-5410
Document Number	0033631810
Book / Page	003363 / 001810
Instrument Date	Aug 3, 2018
Instrument	3226112
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	696 PINELOCH DR #2206 WEBSTER TX 775981846, 2206, WEBSTER, TX 77598-1846

Mortgage

Document Number	33631812
Date	Aug 14, 2018
Book Page	003363/001812
Instrument	3226113

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$312,293 (+5.99%)	$332,145 (+5.76%) Land $48,728 Building $283,417
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$294,652	$314,044 Land $41,400 Building $272,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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