St. Louis County property record for 706 Creekside Cir, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 2,867 sqft · built 2004 |
| Lot Size | 0.36 acres (15,686 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Apr 2018) |
| Tax Bill | $7,548 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0498-00070 |
| Primary APN | 010-0498-00070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,867 sqft Gross Area |
| 1st Floor Area | 1,782 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,686 sqft (0.36 acres) |
| Garage Area | 768 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 221 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1117355 |
|---|---|
| Street Address | 706 CREEKSIDE CIR |
| City | DULUTH |
| State | MN |
| Zip | 55811-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 1 SERIAL # |
| Legal Subdivision | CHESTER CREEKSIDE DIVISION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 400 |
706 Creekside Cir is owned and occupied by an individual who bought it in April 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 CREEKSIDE CIR, DULUTH, MN 55811-4205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Apr 17, 2018 | Warranty Deed, Transfer · Conventional with PMI PODOLSKY FAMILY TRUST (RT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on File |
| Deed Sale | Apr 17, 2018 · Amount on File |
| Prior Sale | Jan 6, 2015 · Amount on File |
| Deed Document Number | 2018997026 |
| Prior Transfer Date | Nov 27, 2006 |
| Prior Transfer Doc | 0000828170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 20, 2021 |
| Property Address | 706 CREEKSIDE CIR, DULUTH, MN 55811-4205 |
| Document Number | 0001047026 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 1047026 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,452.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 706 CREEKSIDE CIR, DULUTH, MN 55811-4205 |
| Document Number | 0001047027 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 1047027 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 17, 2018 |
| Property Address | 706 CREEKSIDE CIR, DULUTH, MN 55811-4205 |
| Document Number | 000T997026 |
| Instrument Date | Apr 16, 2018 |
| Instrument | T997026 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,303.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 706 CREEKSIDE CIR DULUTH MN 558114205, DULUTH, MN 55811-4205 |
| Document Number | T997027 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | T997027 |
| Name | PODOLSKY FAMILY TRUST (RT) |
|---|---|
| Address | 6072 N SEQUOIA AVE, FRESNO, CA 93711-1257 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2048 |
The 2026 property tax bill for 706 Creekside Cir was $7,548 with a homeowner's exemption, up 15.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,548.00 (+15.87%) Homeowner's exemption | ||
| 2025 | $6,514.00 (+5.1%) Homeowner's exemption | $553,300 (+15.66%) Land $46,000 Building $507,300 | $553,300 (+15.66%) Land $46,000 Building $507,300 |
| 2024 | $6,198.00 | $478,400 Land $72,400 Building $406,000 | $478,400 Land $72,400 Building $406,000 |
| 2022 | $438,300 Land $72,400 Building $365,900 | $438,300 Land $72,400 Building $365,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Creekside Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Creekside Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures