706 Cotton Gin Aly, Davidson, NC 28036 Property Records

Mecklenburg County property record for 706 Cotton Gin Aly, Davidson, NC 28036

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,066 sqft · built 2008
Lot Size1.27 acres (55,495 sqft)
OwnerIndividual Name on Record
Last Sale$199,000 (May 2019)
Tax Bill$2,729 (2023)
Deeds & MortgagesJan 2019 Mortgage
May 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-241-44

Property Details

APN / Parcel Number

Primary APN003-241-44

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,066 sqft Heated Area
1st Floor Area541 sqft
Upper Floors Area525 sqft

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area55,495 sqft (1.27 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-241-44
Street Address706 COTTON GIN ALY
CityDAVIDSON
StateNC
Zip28036-9324
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeVCP
Legal DescriptionUNIT 706 BLDG A U/F 926-1
Legal SubdivisionCAMERON DAVIDSON CONDO
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1022
Census Tract6408

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1027 SAN MICHELE PL, DAVIDSON, NC 28036-8301
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
May 24, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Dec 17, 2018Quit Claim Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2019 · Amount on Record
Deed SaleMay 24, 2019 · Amount on Record
Prior SaleDec 17, 2018
Deed Document Number0033532207
Deed Book / Page33532 / 207
Record UpdatedJun 7, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address706 COTTON GIN ALY, DAVIDSON, NC 28036-9324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005536
DateJan 16, 2019
Book Page33230/564
Instrument2019005536
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 24, 2019
Property Address706 COTTON GIN ALY, DAVIDSON, NC 28036-9324
Document Number0000063004
Book / Page033532 / 000207
Instrument DateMay 24, 2019
Instrument63004
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$398.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 SAN MICHELE PL DAVIDSON NC 280368301, DAVIDSON, NC 28036-8301

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateDec 17, 2018
Property Address706 COTTON GIN ALY, DAVIDSON, NC 28036-9324
Document Number0000154905
Book / Page33173 / 786
Map ReferenceMB24086 PG70
Instrument DateNov 26, 2018
Instrument2018154905
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address706 COTTON GIN ALY, 706, DAVIDSON, NC 28036-9324

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 COTTON GIN ALY, DAVIDSON, NC 28036-9324

Mortgage

Document Number0000154906
DateDec 17, 2018
Instrument2018154906
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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