706 Cooper Way Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 706 Cooper Way Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,004 sqft · built 2009
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (Mar 2021)
Tax Bill	$6,018 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T041600126`

Property Details

APN / Parcel Number

Primary APN	`T041600126`
Alternative APN	`3-157D-9331-00-0071.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,004 sqft Living Area
Gross Area	5,851 sqft
1st Floor Area	2,600 sqft
Basement Area	2,600 sqft
Finished Basement	1,404 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T041600126
Street Address	706 COOPER WAY DR
City	O FALLON
State	MO
Zip	63368-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS OF FIELDSTONE FARM LOT 71
Legal Subdivision	MANORS OF FIELDSTONE FARMS
Legal Lot Number	71
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4034
Census Tract	311151

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 COOPER WAY DR, O FALLON, MO 63368-8650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Mar 10, 2009 · Amount on Record
Deed Document Number	202118678
Prior Transfer Date	Mar 11, 2019
Prior Transfer Doc	0000116040
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 3, 2021
Property Address	706 COOPER WAY DR, O FALLON, MO 63368-8650
Document Number	0000018678
Map Reference	MB 40 PG 54-56
Instrument Date	Feb 22, 2021
Instrument	2021R-018678
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7442 COHO DR UNIT 106, 7442, HUNTINGTON BEACH, CA 92648-2431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 COOPER WAY DR, O FALLON, MO 63368-8650

Mortgage

Document Number	0000018679
Date	Mar 3, 2021
Instrument	2021R-018679

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 15, 2019
Property Address	706 COOPER WAY DR, O FALLON, MO 63368-8650
Document Number	0070470367
Book / Page	007047 / 000367
Instrument Date	Mar 11, 2019
Instrument	116040
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	706 COOPER WAY DR O FALLON MO 633688650, O FALLON, MO 63368-8650

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,668 (-)	$498,255 (-) Building $498,255
2025	$6,018.00	$94,668 (+12.46%)	$498,255 (+12.46%)
2023		$84,183
2022			$443,070 Land $60,000 Building $383,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Wisper ISP.

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