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706 Clark St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 706 Clark St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,659 sqft · built 1890
Lot Size0.314 acres (13,680 sqft)
Owner2 Individual Names on File
Tax Bill$3,603 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN020700A000

Property Details

APN / Parcel Number

Primary APN020700A000
Alternative APN
  • 6-009A-B219-00-0009.0000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,659 sqft Living Area
Gross Area3,127 sqft
1st Floor Area2,659 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,680 sqft (0.314 acres)
Lot Dimensions171 ft deep x 80 ft wide
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area782 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number020700A000
Street Address706 CLARK ST
CitySAINT CHARLES
StateMO
Zip63301-1834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionPT CITY BLK 219
Legal SubdivisionSTCHARLES CITY
Legal Block219
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1038
Census Tract310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Commons Neighborhood Historic District
listed 2017 · 243 contributing resources · NRIS 100000851

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

706 Clark St is owned and occupied by two individuals who acquired it in June 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address706 CLARK ST, SAINT CHARLES, MO 63301-1834
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Warranty Deed, Transfer · Conventional Mortgage
CARROLLTON BANK
Aug 26, 2021Affidavit of Death of Joint Tenant, Transfer
TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2025
Deed SaleJun 25, 2025
Prior SaleAug 26, 2021 · Amount on File
Deed Document Number202526881
Prior Transfer DateAug 25, 2021
Prior Transfer Doc2021R071620
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 26, 2021
Property Address706 CLARK ST, SAINT CHARLES, MO 63301-1834
Document Number2021R071621
Instrument DateAug 19, 2021
Instrument2021R-071621
Transaction TypeTransfer
Record UpdatedSep 8, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2057 BEAU CT, 2057, SAINT CHARLES, MO 63303-5963

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 CLARK ST, SAINT CHARLES, MO 63301-1834
InvestorPossibly a Property Investor

Mortgage

Document Number2021R071622
DateAug 26, 2021
Instrument2021R-071622
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST CHARLES MO
Recording DateAug 26, 2021
Property Address706 CLARK ST, SAINT CHARLES, MO 63301-1834
Document Number2021R071620
Instrument DateAug 19, 2021
Instrument2021R-071620
Transaction TypeTransfer
Record UpdatedSep 8, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 CLARK ST, SAINT CHARLES, MO 63301-1834

Tax Assessment & Valuation

The 2025 property tax bill for 706 Clark St was $3,603, up 6.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,528 (-)$302,778 (-) Land $50,000 Building $252,778
2025$3,603.00 (+6.95%)$57,528$302,778 Land $50,000 Building $252,778
2024$3,369.00
2023$52,504
2022$276,337 Land $37,500 Building $238,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Clark St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1985)
Most Recent ClaimAug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 706 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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