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706 Cherry St, Lebanon, IL 62254 Property Records

St. Clair County property record for 706 Cherry St, Lebanon, IL 62254 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,208 sqft · built 2005
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Mar 2026)
Tax Bill$3,264 (2024)
Deeds & MortgagesJan 2022 Mortgage
Mar 2026 Sale & Mortgage
APN05-30-0-203-004

Property Details

APN / Parcel Number

Primary APN05-30-0-203-004

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,208 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,405 sqft (0.17 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address706 CHERRY ST
CityLEBANON
StateIL
Zip62254-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEBANON DEPOT ADD LOT/SEC-13-BLK/RG-17 A02195584
Legal SubdivisionLEBANON DEPOT ADD
Legal Block203
JurisdictionST CLAIR IL
Township / Civil DivisionLEBANON
Census Block Group2
Census Block2068
Census Tract504358

Owner

Source: St. Clair County records · APN 05-30-0-203-004

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address706 CHERRY ST, LEBANON, IL 62254-1714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · VA Mortgage
DELMAR FINANCIAL CO
Mar 04, 2026Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2026 · Amount on Record
Deed SaleMar 04, 2026 · Amount on Record
Prior SaleDec 30, 2009 · Amount on Record
Deed Document Number20262876392
Prior Transfer DateFeb 28, 2008
Prior Transfer Doc00A2093368
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address706 CHERRY ST, LEBANON, IL 62254-1714
Transaction TypeMortgage
Record UpdatedMar 19, 2026
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02733943
DateJan 20, 2022
InstrumentA02733943
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052
Interest
Rate TypeFixed Rate
Rate2.75%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateMar 04, 2026
Property Address706 CHERRY ST, LEBANON, IL 62254-1714
Document Number0A02876392
Map ReferenceMB A PG 3
Instrument DateFeb 24, 2026
InstrumentA02876392
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS AND TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 CHERRY ST, LEBANON, IL 62254-1714

Mortgage

Document Number0A02876393
DateMar 04, 2026
InstrumentA02876393
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056
Interest
Rate TypeFixed Rate
Rate6.12%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionLebanon Township
MunicipalityLebanon City
Unified School DistrictLebanon Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,264.00$38,293 (+12.89%) Land $3,368 Building $34,925$114,879 (+12.89%) Land $10,104 Building $104,775
2022$33,921 Land $2,984 Building $30,937$101,763 Land $8,952 Building $92,811

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043582, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2013–2026)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2026, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cable One, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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