706 Cheltenham Dr, Katy, TX 77450 Property Records

Harris County property record for 706 Cheltenham Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,104 sqft · built 1977
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,100 (Jun 2017)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-878-000-0012`

Property Details

APN / Parcel Number

Primary APN	`107-878-000-0012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	1,361 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Neighborhood
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	336 sqft
Porch	Open Frame Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1078780000012
Street Address	706 CHELTENHAM DR
City	KATY
State	TX
Zip	77450-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 12 NOTTINGHAM COUNTRY SEC 3
Legal Subdivision	NOTTINGHAM COUNTRY SEC 3
Legal Block	12
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2008
Census Tract	454600

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 CHELTENHAM DR, KATY, TX 77450-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage BANK OF TX
Jun 26, 2017	Warranty Deed, Transfer SWBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jun 1, 2010 · Amount on Record
Deed Document Number	2017281489
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	20170281489
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	706 CHELTENHAM DR, KATY, TX 77450-2004
Document Number	0000211399
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 CHELTENHAM DR KATY TX 774502004, KATY, TX 77450-2004

Mortgage

Document Number	0000211399
Date	May 19, 2020
Instrument	211399

Lender

Name	BANK OF TX
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 26, 2017
Property Address	706 CHELTENHAM DR, KATY, TX 77450-2004
Document Number	0000281489
Instrument Date	Jun 21, 2017
Instrument	281489
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	TRADITION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 CHELTENHAM DR KATY TX 774502004, KATY, TX 77450-2004

Mortgage

Document Number	281490
Date	Jun 26, 2017
Instrument	281490

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,208 (+0.9%) Land $104,370 Building $239,838	$344,208 (+0.9%) Land $104,370 Building $239,838
2025	$5,262.00 (+21.19%) Homeowner's exemption	$341,145 (+0.5%) Land $104,370 Building $236,775	$341,145 (+0.5%) Land $104,370 Building $236,775
2024	$4,342.00 (+17.99%)
2023		$339,464 Land $104,370 Building $235,094	$339,464 Land $104,370 Building $235,094
2022	$3,680.00 (-12.09%)
2020	$4,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	12 (2009–2021)
Claims Outside the SFHA	12 of 12
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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