706 Chatter Rd, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 706 Chatter Rd, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,439 sqft · built 1975
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Mar 2020)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`559-02-00-164`

Property Details

APN / Parcel Number

Primary APN	`559-02-00-164`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,439 sqft Living Area
1st Floor Area	1,572 sqft
Upper Floors Area	867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	531 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	706 CHATTER RD
City	MOUNT PLEASANT
State	SC
Zip	29464-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WAKENDAW LAKES DESCRIPTION -LT 23 BLK D
Legal Subdivision	WAKENDAW LAKES
Legal Block	D
Legal Lot Number	23
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2003
Census Tract	4622

Owner

706 Chatter Rd is owned and occupied by two individuals who bought it in March 2020.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	706 CHATTER RD, MOUNT PLEASANT, SC 29464-5117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on File
Deed Sale	Mar 23, 2020 · Amount on File
Prior Sale	Oct 23, 2001 · Amount on File
Deed Book / Page	868 / 859
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 23, 2020
Property Address	706 CHATTER RD, MOUNT PLEASANT, SC 29464-5117
Document Number	0868/0859
Book / Page	000868 / 000859
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 CHATTER RD MOUNT PLEASANT SC 294645117, MOUNT PLEASANT, SC 29464-5117

Mortgage

Document Number	868/0861
Date	Mar 23, 2020
Book Page	000868/000861

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 706 Chatter Rd was $2,381, up 12.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (+12.26%)	$609,500 (+2,775%) Land $126,500 Building $483,000	$841,300 Land $290,700 Building $550,600
2024	$2,121.00	$21,200
2022	$1,950.00	$21,200	$530,000 Land $110,000 Building $420,000
2020			$530,000 Land $110,000 Building $420,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 Chatter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	6 (1989–2017)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Chatter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20