706 Chapelgate Dr, Odenton, MD 21113 Property Records

Anne Arundel County property record for 706 Chapelgate Dr, Odenton, MD 21113

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,300 sqft · built 1971
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2025)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-465-03862000`

Property Details

APN / Parcel Number

Primary APN	`04-465-03862000`
Alternative APNs	`446503862000` `46503862000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	800 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46503862000
Street Address	706 CHAPELGATE DR
City	ODENTON
State	MD
Zip	21113-2111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 4A BK G SC 3 MAPLE RIDGE
Legal Subdivision	MAPLE RIDGE
Legal Block	G
Legal Lot Number	4A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	740900

Owner

706 Chapelgate Dr, a townhouse, is owned and occupied by two individuals who bought it in September 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	706 CHAPELGATE DR, ODENTON, MD 21113-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed, Transfer · Conventional Mortgage EMET LENDING GROUP INC
Nov 6, 2020	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
May 6, 2020	Grant Deed, Transfer · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Nov 6, 2020 · Amount on File
Deed Book / Page	41642 / 410
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 15, 2025
Property Address	706 CHAPELGATE DR, ODENTON, MD 21113-2111
Document Number	0416420410
Book / Page	41642 / 410
Map Reference	MB 32 FO 68
Instrument Date	Sep 9, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	706 CHAPELGATE DR, ODENTON, MD 21113-2111

Mortgage

Document Number	0041642418
Date	Sep 15, 2025
Instrument	41642/418

Lender

Name	EMET LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 6, 2020
Property Address	706 CHAPELGATE DR, ODENTON, MD 21113-2111
Document Number	0355570052
Book / Page	35557 / 52
Map Reference	MB 32 FO 68
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	706 CHAPELGATE DR, ODENTON, MD 21113-2111

Mortgage

Document Number	3555760
Date	Nov 6, 2020
Instrument	35557/60

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 6, 2020
Property Address	706 CHAPELGATE DR, ODENTON, MD 21113-2111
Document Number	0345400418
Book / Page	034540 / 000418
Instrument Date	May 4, 2020
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	MARYLAND TITLE GROUP LLC, MARYLAND TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 BRAGG WAY S ODENTON MD 211132632, ODENTON, MD 21113-2632

Mortgage

Document Number	345400422
Date	May 6, 2020
Book Page	034540/000422

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 706 Chapelgate Dr was $3,079.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,067 (+6.11%)	$334,600 (+18.32%) Land $176,100 Building $158,500
2025	$3,079.00 Homeowner's exemption	$282,800 Land $151,100 Building $131,700	$282,800 Land $151,100 Building $131,700
2023	$2,486.00 Homeowner's exemption	$242,067	$282,800 Land $151,100 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Chapelgate Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2008–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Chapelgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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