Harrison County property record for 706 Champagne Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,425 sqft · built 2016 |
| Lot Size | 0.23 acres (10,052 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,904 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage May 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 1209F-01-022.028 |
| Primary APN | 1209F-01-022.028 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,425 sqft Adjusted Area |
| 1st Floor Area | 1,888 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,052 sqft (0.23 acres) |
| Utility Building | 66 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 706 CHAMPAGNE DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 MALPASS WEST SUBD SEC 14-7-10 |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 14 |
| Legal Subdivision | MALPASS WEST SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3310 |
706 Champagne Dr is owned and occupied by two individuals who acquired it in May 2021.
Source: Harrison County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 CHAMPAGNE DR, BILOXI, MS 39532-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 28, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 |
| Deed Sale | May 28, 2021 |
| Prior Sale | May 28, 2021 |
| Deed Document Number | 20212204DJ2 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 706 CHAMPAGNE DR, BILOXI, MS 39532-3720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201903692TJ2 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019-03692-T-J2 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 28, 2021 |
| Property Address | 706 CHAMPAGNE DR, BILOXI, MS 39532-3720 |
| Document Number | 20210002204DJ2 |
| Map Reference | PB 30 PG 31 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021-0002204-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 WILLOW BROOK DR, 130, HATTIESBURG, MS 39402-1466 |
| Name | Verified Name |
|---|---|
| Address | 706 CHAMPAGNE DR, BILOXI, MS 39532-3720 |
The 2025 property tax bill for 706 Champagne Dr was $1,904 with a homeowner's exemption, up 1.2% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,904.00 (+1.17%) Homeowner's exemption | $25,460 | $254,602 Land $46,000 Building $208,602 |
| 2024 | $1,882.00 (+0.91%) | ||
| 2023 | $1,865.00 Homeowner's exemption | $24,499 | $244,992 Land $46,000 Building $198,992 |
| 2022 | $1,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Champagne Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Champagne Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CoastConnect.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures