Salem City property record for 706 Central Ave, Salem, VA 24153
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,712 sqft · built 1940 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,950 (Oct 2020) |
| Tax Bill | $2,343 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 202-3-5 |
| Primary APN | 202-3-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Shingle |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| View / Lot | Flood Plain/Flood Zone |
| Porch | Covered Porch |
| Porch Area | 577 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 706 CENTRAL AVE |
|---|---|
| City | SALEM |
| State | VA |
| Zip | 24153-4870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LT 4A 0.19 AC SEC 31 SALEM DEVELOPMENT CO |
| Legal Subdivision | SALEM |
| Legal Lot Number | 4A |
| Jurisdiction | SALEM CITY VA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10502 |
706 Central Ave is owned and occupied by an individual who bought it in October 2020.
Source: Salem City records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 CENTRAL AVE, SALEM, VA 24153-4870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 19, 2019 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | Sep 19, 2019 · Amount on File |
| Deed Document Number | 20202934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM CITY VA |
| Recording Date | Sep 17, 2026 |
| Property Address | 706 CENTRAL AVE, SALEM, VA 24153-4870 |
| Document Number | 0000002109 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20262109 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 706 CENTRAL AVE, SALEM, VA 24153-4870 |
| Document Number | 0000002109, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 20262109 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM CITY VA |
| Property Address | 706 CENTRAL AVE, SALEM, VA 24153-4870 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000004102 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 210004102 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50321 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SALEM CITY VA |
| Recording Date | Sep 19, 2019 |
| Property Address | 706 CENTRAL AVE, SALEM, VA 24153-4870 |
| Document Number | 0000002057 |
| Map Reference | MB 1 PG 361/2 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 190002057 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 CENTRAL AVE, SALEM, VA 24153-4870 |
| Document Number | 0000002058 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 190002058 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 706 Central Ave was $2,343, up 106.4% from the year before.
Source: Salem City assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Salem City |
| Unified School District | Salem City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,343.00 (+106.43%) | $202,000 (+4.94%) Land $40,000 Building $162,000 | $202,000 (+4.94%) Land $40,000 Building $162,000 |
| 2025 | $1,135.00 | $192,500 Land $35,800 Building $156,700 | $192,500 Land $35,800 Building $156,700 |
| 2023 | $1,928.00 | $160,700 Land $31,600 Building $129,100 | $160,700 Land $31,600 Building $129,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Central Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 162 (1978–2020) |
| Claims Outside the SFHA | 18 of 162 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALEM serves 24,346 people · EPA ID VA2775300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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