Harris County property record for 706 Cedar Ln, El Lago, TX 77586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,998 sqft · built 1963 |
| Lot Size | 0.229 acres (9,960 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,310 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 095-443-000-0005 |
| Primary APN | 095-443-000-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 1,998 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,960 sqft (0.229 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 344 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0954430000005 |
|---|---|
| Street Address | 706 CEDAR LN |
| City | EL LAGO |
| State | TX |
| Zip | 77586-6119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 1 EL LAGO SEC 3 |
| Legal Subdivision | EL LAGO SEC 3 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | SOUTHEAST HARRIS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 341501 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 706 CEDAR LN, EL LAGO, TX 77586-6119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2018 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Jan 11, 2018 | Affidavit of Death, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 706 CEDAR LN, EL LAGO, TX 77586-6119 |
| Document Number | 0000045918 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 706 CEDAR LN EL LAGO TX 775866119, EL LAGO, TX 77586-6119 |
| Document Number | 0000045918 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 45918 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 11, 2018 |
| Property Address | 706 CEDAR LN, EL LAGO, TX 77586-6119 |
| Document Number | 0000015479 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 15479 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1807 RAINTREE CIR EL LAGO TX 775865930, EL LAGO, TX 77586-5930 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | El Lago City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,637 (-13.96%) Land $75,087 Building $148,550 | $223,637 (-13.96%) Land $75,087 Building $148,550 | |
| 2025 | $4,310.00 (+4.41%) Homeowner's exemption | $259,937 (-2.3%) Land $75,087 Building $184,850 | $259,937 (-2.3%) Land $75,087 Building $184,850 |
| 2024 | $4,128.00 (+58.83%) | ||
| 2023 | $266,054 Land $75,087 Building $190,967 | $266,054 Land $75,087 Building $190,967 | |
| 2020 | $2,599.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 300 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 117 (1979–2019) |
| Claims Outside the SFHA | 61 of 117 |
| Most Recent Claim | Jun 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241 |
|---|---|
| Water Source | Purchased surface water from CITY OF SEABROOK |
| Last State Inspection | Mar 2023 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Copper | 1.7 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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