706 Annieline Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 706 Annieline Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,147 sqft · built 1961
Lot Size	0.474 acres (20,646 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2025)
Tax Bill	$2,007 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21777`

Property Details

APN / Parcel Number

Primary APN	`21777`
Alternative APNs	`1343958` `1348359`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,147 sqft Finished Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Footing
Lot Area	20,646 sqft (0.474 acres)
Lot Dimensions	279 ft deep x 74 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1348359
Street Address	706 ANNIELINE DR
City	SHELBY
State	NC
Zip	28152-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	ANNIELINE DR PT#26 BLK E WESTSIDE DEV PB 7-47
Legal Subdivision	WESTSIDE DEV
Legal Block	5
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1002
Census Tract	951200

Owner

706 Annieline Dr is owned by two individuals who bought it in July 2025.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 W 2ND ST, CHERRYVILLE, NC 28021-2833
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Jun 14, 2022 · Amount on File
Deed Document Number	2025200116757
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	0200065904
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 29, 2025
Property Address	706 ANNIELINE DR, SHELBY, NC 28152-6304
Document Number	0019520449
Book / Page	1952 / 449
Map Reference	MB 8 PG 62
Instrument Date	Jul 29, 2025
Instrument	200116757
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1126, BOILING SPRINGS, NC 28017-1126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W 2ND ST, CHERRYVILLE, NC 28021-2833

Mortgage

Document Number	0200116758
Date	Jul 29, 2025
Instrument	200116758

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 14, 2022
Property Address	706 ANNIELINE DR, SHELBY, NC 28152-6304
Document Number	0018751060
Book / Page	1875 / 1060
Map Reference	MB 8 PG 52
Instrument Date	Jun 13, 2022
Instrument	200074282
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 ANNIELINE DR, SHELBY, NC 28152-6304

Mortgage

Document Number	0018751063
Date	Jun 14, 2022
Instrument	1875/1063

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	2
Max Rate	9.7%

Tax Assessment & Valuation

The 2026 property tax bill for 706 Annieline Dr was $2,007, up 6.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,007.00 (+6.36%)	$197,713 (+4.23%) Land $17,020 Building $180,693	$197,713 (+4.23%) Land $17,020 Building $180,693
2025	$1,887.00	$189,684 Land $17,020 Building $172,664	$189,684 Land $17,020 Building $172,664
2023		$96,412 Land $12,765 Building $83,647	$96,412 Land $12,765 Building $83,647

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 706 Annieline Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2003)
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Annieline Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Ripple Fiber.

Nearby Properties on Annieline Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures