706 Andy Dr, Garber, OK 73738 Property Records

Garfield County property record for 706 Andy Dr, Garber, OK 73738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,161 sqft · built 1965
Lot Size	0.238 acres (10,399 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Jan 2018)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26538`

Property Details

APN / Parcel Number

Primary APN	`26538`
Alternative APN	`6290-00-003-004-0-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,161 sqft Living Area
1st Floor Area	2,161 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,399 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Patio Area	84 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26538
Street Address	706 ANDY DR
City	GARBER
State	OK
Zip	73738-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 3 SD-G47 ANDERSON 2ND ADDN SE/4 25-23-4 ET AL- MATTHEW RYAN HEDDEN
Legal Range	04W
Legal Township	23N
Legal Section	25
Legal Subdivision	ANDERSON 2ND BLOCKS
Legal Block	3
Legal Lot Number	4
Jurisdiction	GARFIELD OK
Township / Civil Division	NORTH GARFIELD
Census Block Group	4
Census Block	4076
Census Tract	1100

Owner

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 ANDY DR, GARBER, OK 73738-9718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Book / Page	2367 / 660
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Jan 3, 2018
Property Address	706 ANDY DR, GARBER, OK 73738-9718
Document Number	02367/0660
Book / Page	2367 / 0660
Instrument Date	Jan 3, 2018
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	APEX TITLE COMPANY, APEX TITLE AND CLOSING SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 ANDY DR, GARBER, OK 73738-9718

Mortgage

Document Number	0023670662
Date	Jan 3, 2018
Instrument	2367/0662

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Garber City
Unified School District	Garber Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,148 (+5%) Land $1,000 Building $14,148	$121,176 (-0.69%) Land $8,000 Building $113,176
2025	$1,454.00 (+14.13%)	$14,426 (+8.15%) Land $1,000 Building $13,426	$122,019 (+14.35%) Land $8,000 Building $114,019
2023	$1,274.00 Homeowner's exemption	$13,339 Land $1,000 Building $12,339	$106,710 Land $8,000 Building $98,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARBER MUNICIPAL AUTHORITY serves 725 people · EPA ID OK2002416
Water Source	Purchased groundwater from ENID
Last State Inspection	Jul 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Carbon tetrachloride resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20