706 8th St, Gaffney, SC 29340 Property Records

Cherokee County property record for 706 8th St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,040 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$14 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018215-23-3`

Property Details

APN / Parcel Number

Primary APN	`018215-23-3`
Alternative APNs	`0990900055000 61081589` `099-09-00-055.000` `018184223`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Exterior Material	Siding
Lot Area	20,909 sqft (0.48 acres)
Porch	Slab

Location & Zoning

Street Address	706 8TH ST
City	GAFFNEY
State	SC
Zip	29340-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	706 8TH ST
Legal Tract	4
Legal Lot Number	B
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2010
Census Tract	970302

Owner

Source: Cherokee County records · APN 018215-23-3

Assessment roll updated November 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	706 8TH ST, GAFFNEY, SC 29340-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2004
Deed Sale	Mar 05, 2004
Deed Book / Page	172 / 199
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Recording Date	Jun 16, 2026
Property Address	706 8TH ST, GAFFNEY, SC 29340-4801
Document Number	0000003349
Book / Page	199 / 2382
Instrument Date	Jun 09, 2026
Instrument	20263349
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 8TH ST, GAFFNEY, SC 29340-4801

Mortgage

Document Number	0000003349,
Date	Jun 16, 2026
Book Page	199/2382
Instrument	20263349

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 05, 2051

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,128 (-0.09%) Land $440 Building $1,688	$53,200 (-) Land $11,000 Building $42,200
2024	$14.00
2023	$14.00 Homeowner's exemption	$2,130 Land $440 Building $1,690	$53,200 Land $11,000 Building $42,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GAFFNEY BPW serves 24,290 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.