706 8th Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 706 8th Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (May 2006)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1128381017`

Property Details

APN / Parcel Number

Primary APN	`1128381017`
Alternative APN	`100484`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	173 ft deep x 52.3 ft wide

Location & Zoning

Account Number	100484
Street Address	706 8TH AVE
City	ROCK FALLS
State	IL
Zip	61071-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN W MARTINS SUB S 1/2 LOT 13 BLK 1 244300X
Legal Subdivision	JOHN W MARTINS SUBDIVISION
Legal Block	1
Legal Lot Number	13
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2009
Census Tract	1600

Owner

706 8th Ave is owned and occupied by two individuals who bought it in May 2006.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	706 8TH AVE, ROCK FALLS, IL 61071-1537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Balloon Mortgage LESCO EMPLOYEES CREDIT UNION
Aug 10, 2020	Loan Modification, Mortgage · Conventional Mortgage SELECT EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2006 · Amount on File
Deed Sale	May 3, 2006 · Amount on File
Deed Document Number	20063621-2006
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Apr 8, 2026
Property Address	706 8TH AVE, ROCK FALLS, IL 61071-1537
Document Number	0000001685
Instrument Date	Mar 23, 2026
Instrument	20261685
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 8TH AVE, ROCK FALLS, IL 61071-1537

Mortgage

Document Number	0000001685,
Date	Apr 8, 2026
Instrument	20261685

Lender

Name	LESCO EMPLOYEES CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	65 Months
Due	Sep 25, 2031

Interest

Rate Type	Balloon
Rate	6.01%
Initial Type	Balloon
Max Rate	-1%

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITESIDE IL
Property Address	706 8TH AVE, ROCK FALLS, IL 61071-1537
Document Number	0000005188
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 8TH AVE ROCK FALLS IL 610711537, ROCK FALLS, IL 61071-1537

Mortgage

Document Number	0000005188
Date	Aug 21, 2020
Instrument	5188

Lender

Name	SELECT EMPS CU
Address	2412 FREEPORT RD, STERLING, IL 61081-7626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 20, 2025

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 706 8th Ave was $1,845, up 16.9% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00 (+16.92%)	$29,804 (+8.8%) Land $5,894 Building $23,910
2024	$1,578.00	$27,393 Land $5,417 Building $21,976	$89,412 (+8.8%) Land $17,682 Building $71,730
2023			$82,179 Land $16,251 Building $65,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 8th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 8th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

Nearby Properties on 8th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures