706 6th St NE, Independence, IA 50644 Property Records

Buchanan County property record for 706 6th St NE, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 914 sqft · built 1915
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Sep 2014)
Tax Bill$1,236 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jun 2019 Refinance
Flood ZoneZone X (minimal risk)
APN0634435009

Property Details

APN / Parcel Number

Primary APN0634435009

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area914 sqft Living Area
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleA-Frame
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Lot Area10,454 sqft (0.24 acres)
Garage Area441 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address706 6TH ST NE
CityINDEPENDENCE
StateIA
Zip50644-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCAR 2ND LOT 9 BLK 16
Legal SubdivisionSCAR 2ND
Legal Block16
Legal Lot Number9
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2035
Census Tract950500

Owner

706 6th St NE is owned and occupied by two individuals who bought it in September 2014.

Source: Buchanan County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address706 6TH ST NE, INDEPENDENCE, IA 50644-2025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANKIOWA
Jun 12, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BANK IOWA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2014 · Amount on File
Deed SaleSep 24, 2014 · Amount on File
Deed Document Number20142382
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address706 6TH ST NE, INDEPENDENCE, IA 50644-2025
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R03951
DateNov 28, 2017
Instrument2017R03951
Lender
NameBANKIOWA
TypeBank
AddressINDEPENDENCE, IA 50644
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term72 Months
DueNov 15, 2023

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address706 6TH ST NE, INDEPENDENCE, IA 50644-2025
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R01767
DateJun 12, 2019
Instrument2019R01767
Lender
NameBANK IOWA
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 706 6th St NE was $1,236 with a homeowner's exemption.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,236.00 Homeowner's exemption$100,640 Land $16,600 Building $84,040$100,640 Land $16,600 Building $84,040
2023$1,272.00 Homeowner's exemption$87,980 Land $14,820 Building $73,160$87,980 Land $14,820 Building $73,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 6th St NE in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims12 (1979–2013)
Claims Outside the SFHA4 of 12
Most Recent ClaimJun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 8 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 706 6th St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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