706 4th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 706 4th Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1891
Square Footage	1,308 sqft Living Area
Lot Size	14,200 sqft (0.325 acres)
Garage	Detached, 352 sqft
Tax Bill	$1,274.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963607414005`
Alternative APN	`64096360741400500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,308 sqft Living Area
1st Floor	628 sqft 1st Floor
Basement Area	628 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1891
Exterior Material	Vinyl Exterior
Construction Type	Wood Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Lot Area	14,200 sqft (0.325 acres)
Depth X Width	142 ft x 100 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	352 sqft Garage

Exterior Amenities

Deck Area	140 sqft Deck
Patio Area	140 sqft Patio
Porch	Enclosed Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air Heating

Location & Zoning

Old Parcel Number	64096360741400500
Street Address	706 4TH AVE E
City	SPENCER
State	IA
Zip	51301-4501
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	12-13 18 COLLEGE
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	COLLEGE ADDITION
Legal Lot Number	12
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2002
Census Tract	80200

Owner

Source: Clay County records · APN 963607414005

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	320 CENTER LAKE DR, SPIRIT LAKE, IA 51360
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2023
Deed Sale	Dec 19, 2023
Prior Sale	Apr 20, 2011 · Amount on Record
Deed Doc Number	0020232869
Deed Book / Page	2023 / 2869
Record Refreshed	Jun 08, 2026

April 2011: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLAY IA
Recording Date	Apr 20, 2011
Property Address	706 4TH AVE E, SPENCER, IA 51301-4501
Document Number	002011/930
Book / Page	2011 / 930
Instrument Date	Apr 05, 2011
Instrument	2011 0930
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 S GRAND PLAZA DR, SPENCER, IA 51301-5936

Mortgage

Document Number	0020110931
Date	Apr 20, 2011
Instrument	2011 0931

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,050 (+11.84%) Land $29,750 Building $59,300	$89,050 (+11.84%) Land $29,750 Building $59,300
2024	$1,274.00 (+5.29%)
2023		$79,620 Land $22,950 Building $56,670	$79,620 Land $22,950 Building $56,670
2022	$1,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.