706 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 706 3rd St, Albany, NY 12206

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,656 sqft · built 1810
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (May 1997)
Tax Bill	$3,151 (2026)
Deeds & Mortgages	May 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010100 65.29-2-1`

Property Details

APN / Parcel Number

Primary APN	`010100 65.29-2-1`
Alternative APNs	`010006502900020010000000` `06502900020010000000`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	828 sqft
2nd Floor Area	828 sqft

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1810
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06502900020010000000
Street Address	706 3RD ST
City	ALBANY
State	NY
Zip	12206-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	2 1/2 COMP BRICK & WOOD 1208711
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2005
Census Tract	301

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 3RD ST, ALBANY, NY 12206-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 1997 · Amount on Record
Deed Sale	May 2, 1997 · Amount on Record
Deed Book / Page	2578 / 595
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	706 3RD ST, ALBANY, NY 12206-2006
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 3RD ST, ALBANY, NY 12206-2006

Mortgage

Document Number	0000000258
Date	May 6, 2024
Instrument	R2024-7258

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,151.00 (+41.94%) Homeowner's exemption
2025		$133,000 (+111.11%) Land $26,600 Building $106,400	$138,542 (+55.76%) Land $27,708 Building $110,834
2023		$63,000 (-) Land $12,600 Building $50,400	$88,945 (+12.55%) Land $17,789 Building $71,156
2022		$63,000 Land $12,600 Building $50,400	$79,027 Land $15,805 Building $63,222
2021	$2,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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