706 29th St, Niceville, FL 32578 Property Records

Okaloosa County property record for 706 29th St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,048 sqft · built 1995
Lot Size	0.123 acres (5,362 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2021)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-9465-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-9465-2`
Alternative APN	`07-1S-22-1130-0013-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,048 sqft Heated Area
Gross Area	1,253 sqft
1st Floor Area	1,048 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,362 sqft (0.123 acres)
Lot Width	50 ft Width
Porch	Open Porch
Porch Area	40 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	706 29TH ST
City	NICEVILLE
State	FL
Zip	32578-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HELMS & ALLEN S/D COM SE COR LOT 4 BLK 9 W166.28 FT S30 DEG W32.43 FT S5 DEG W52.50 FT S14 DEG E10.5 FT TO POB SELY 51.66 FT
Legal Range	22
Legal Township	01S
Legal Section	07
Legal Subdivision	ALLEN S/D
Legal Block	9
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2019
Census Tract	21101

Owner

706 29th St is owned by an individual who bought it in May 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	197 BAYSHORE DR, NICEVILLE, FL 32578-3027
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	Oct 29, 2012 · Amount on File
Deed Document Number	3452962
Deed Book / Page	3544 / 4363
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 6, 2021
Property Address	706 29TH ST, NICEVILLE, FL 32578-2558
Document Number	0035444363
Book / Page	3544 / 4363
Map Reference	MB 1 PG 41
Instrument Date	Apr 30, 2021
Instrument	3452962
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4503 BERRINGER DR, 4503, NICEVILLE, FL 32578-4259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 BAYSHORE DR, NICEVILLE, FL 32578-3027

Mortgage

Document Number	0035444366
Date	May 6, 2021
Book Page	3544/4366
Instrument	3452963

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 706 29th St was $2,241.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00	$163,265 Land $51,782 Building $111,483	$163,265 Land $51,782 Building $111,483
2023	$2,080.00 (+7.38%)	$156,093 (+5.85%) Land $43,707 Building $112,386	$156,093 (+5.85%) Land $43,707 Building $112,386
2022	$1,937.00	$147,472 Land $41,626 Building $105,846	$147,472 Land $41,626 Building $105,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 29th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	31 (1979–2020)
Claims Outside the SFHA	12 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Frances, Sep 2004 · 9 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 29th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20