706 20th St N, Moorhead, MN 56560 Property Records

Clay County property record for 706 20th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$72,500 (Oct 2021)
Tax Bill	$2,582 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.319.0780`

Property Details

APN / Parcel Number

Primary APN	`58.319.0780`

Exterior

Lot Area	7,500 sqft (0.17 acres)

Location & Zoning

Street Address	706 20TH ST N
City	MOORHEAD
State	MN
Zip	56560-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD LOT 013 BLOCK 014 SUBDIVISIONCD 58319 LOTS 13 & 14
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	14
Legal Lot Number	13
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1017
Census Tract	30300

Owner

Source: Clay County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1200 55TH ST N, 6, FARGO, ND 58102-5124
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK
Nov 25, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	2021822219
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Feb 23, 2022
Property Address	706 20TH ST N, MOORHEAD, MN 56560-2350
Document Number	0000826155
Instrument Date	Feb 18, 2022
Instrument	826155
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 RIVER DR S, FARGO, ND 58104-6214

Mortgage

Document Number	0000826156
Date	Feb 23, 2022
Instrument	826156

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Oct 22, 2021
Property Address	706 20TH ST N, MOORHEAD, MN 56560-2350
Document Number	0000822219
Instrument Date	Oct 20, 2021
Instrument	822219
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3247 47TH ST S, FARGO, ND 58104-4499
Investor	Possibly a Property Investor

Mortgage

Document Number	0000822220
Date	Oct 22, 2021
Instrument	822220

Lender

Name	FIRST INTERNATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	Nov 25, 2019
Property Address	706 20TH ST N, MOORHEAD, MN 56560-2350
Document Number	0000795873
Instrument Date	Jan 20, 2019
Instrument	795873
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 20TH ST N MOORHEAD MN 565602350, MOORHEAD, MN 56560-2350

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,582.00 (+22.37%)
2025		$152,100 (+10.7%) Land $33,200 Building $118,900	$152,100 (+10.7%) Land $33,200 Building $118,900
2023	$2,110.00	$137,400 Land $28,100 Building $109,300	$137,400 Land $28,100 Building $109,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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