706 1st St, Cheney, WA 99004 Property Records

Spokane County property record for 706 1st St, Cheney, WA 99004 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms1 Baths
Year BuiltBuilt 1981
Square Footage7,084 sqft Total Area
Lot Size8,932 sqft (0.205 acres)
Last Sale$289,250 (2018)
Tax Bill$4,059.00 (2026)

Property Details

APN / Parcel Number

Primary APN13131.2511

Interior

Full Baths1 Baths
Building Area7,084 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1981
Lot Area8,932 sqft (0.205 acres)
Depth X Width88 ft x 100 ft Depth x Width
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Street Address706 1ST ST
CityCHENEY
StateWA
Zip99004-1702
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionCHENEY TOWN OF NWLY 88FT L9-10 B25 & SWLY 1.5FT OF NWLY 88FT L8 B25
Legal Range41E
Legal Township23N
Legal Section13
Legal SubdivisionCHENEY
Legal Block25,25
Legal Lot Number10
JurisdictionSPOKANE WA
Minor Civil DivisionCHENEY-MEDICAL LAKE
Census Blockgroup4
Census Block4039
Census Tract14001

Owner

Source: Spokane County records · APN 13131.2511

Assessment roll updated June 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7109 E BIG ROCK RD, SPOKANE, WA 99223-9216
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2022Deed of Trust, Mortgage · Line of Credit
WASHINGTON TRUST BANK
Apr 09, 2018Special Warranty Deed, Transfer · Commercial Mortgage
WASHINGTON TRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2018 · Amount on Record
Deed SaleApr 09, 2018 · Amount on Record
Deed Doc Number20186697488
Prior Transfer DateJun 23, 2004
Prior Transfer Doc0005088604
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address706 1ST ST, CHENEY, WA 99004-1702
Transaction TypeMortgage
Record UpdatedJan 03, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007260241
DateDec 23, 2022
Instrument7260241
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSPOKANE WA
Recording DateApr 09, 2018
Property Address706 1ST ST, CHENEY, WA 99004-1702
Document Number0006697488
Map ReferenceVOL A PG44
Instrument DateApr 02, 2018
Instrument6697488
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 1ST ST, CHENEY, WA 99004-1702

Mortgage

Document Number0006697489
DateApr 09, 2018
Instrument6697489
Lender
NameWASHINGTON TRUST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,059.00 (+5.84%)$359,650 (-1.29%) Land $125,050 Building $234,600$359,650 (-1.29%) Land $125,050 Building $234,600
2025$3,835.00 (+53.77%)$364,350 (+22.49%) Land $125,050 Building $239,300$364,350 (+22.49%) Land $125,050 Building $239,300
2024$297,460 (+10.93%) Land $71,460 Building $226,000$297,460 (+10.93%) Land $71,460 Building $226,000
2023$2,494.00 (-16.08%)$268,160 Land $71,460 Building $196,700$268,160 Land $71,460 Building $196,700
2022$2,972.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 39% of Washington
Wildfire LikelihoodAbout 1 in 847 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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