706 12th St, Eldora, IA 50627 Property Records

Hardin County property record for 706 12th St, Eldora, IA 50627

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,169 sqft · built 1945
Lot Size	0.26 acres (11,322 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Mar 2026)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`871908104006`

Property Details

APN / Parcel Number

Primary APN	`871908104006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	754 sqft
Attic	Attic
Attic Area	415 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,322 sqft (0.26 acres)
Lot Dimensions	111 ft deep x 102 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	132 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	706 12TH ST
City	ELDORA
State	IA
Zip	50627-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH'S ADD-LOT 2 & N1/2 LOT 3 BLOCK 2 & S3FT ST. ADJ
Legal Subdivision	SMITHS ADD
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	HARDIN IA
Township / Civil Division	ELDORA
Census Block Group	1
Census Block	1046
Census Tract	480600

Owner

Source: Hardin County records · APN 871908104006

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	706 12TH ST, ELDORA, IA 50627-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Jul 16, 2007 · Amount on Record
Deed Document Number	2026
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN IA
Recording Date	Mar 23, 2026
Property Address	706 12TH ST, ELDORA, IA 50627-1344
Document Number	02026/0655
Book / Page	2026 / 0655
Instrument Date	Feb 24, 2026
Instrument	20260655
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 12TH ST, ELDORA, IA 50627-1344

Mortgage

Document Number	0020260656
Date	Mar 23, 2026
Instrument	20260656

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Hardin County
Municipality	Eldora City
Unified School District	Eldora-New Providence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00	$90,370 (+25.01%) Land $7,270 Building $83,100	$90,370 (+25.01%) Land $7,270 Building $83,100
2024	$1,782.00 (+7.48%)
2023		$72,290 (+16.43%) Land $7,270 Building $65,020	$72,290 (+16.43%) Land $7,270 Building $65,020
2022	$1,658.00	$62,090 Land $7,270 Building $54,820
2021			$62,090 Land $7,270 Building $54,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50

May also be available: AMG Technology Investment Group, LTD Broadband.

Based on FCC filings for 255 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELDORA WATER SUPPLY serves 2,664 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.