70593 Hilltop Dr, Union, MI 49130 Property Records

Cass County property record for 70593 Hilltop Dr, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,004 sqft · built 1952
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,434 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-120-345-013-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-345-013-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,004 sqft Building Perimeter
1st Floor Area	2,004 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	15,246 sqft (0.35 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	70593 HILLTOP DR
City	UNION
State	MI
Zip	49130-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. (628 8-13) LOT 13 RAINBOW SHORES.
Legal Subdivision	RAINBOW SHORES
Legal Lot Number	13
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2038
Census Tract	1000

Owner

70593 Hilltop Dr is owned and occupied by two individuals who acquired it in March 2026.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70593 HILLTOP DR, UNION, MI 49130-9716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 26, 2026	Intrafamily Transfer, Transfer
Sep 1, 2022	Intrafamily Transfer, Transfer
Jul 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 25, 2026
Transfer Doc	01273/2207
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70593 HILLTOP DR, UNION, MI 49130-9716
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70593 HILLTOP DR, UNION, MI 49130-9716

Mortgage

Document Number	01223/2522
Date	Oct 3, 2022
Book Page	1223/2522

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.35%
Index	12-Month MTA
Max Rate	9.35%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Mar 26, 2026
Property Address	70593 HILLTOP DR, UNION, MI 49130-9716
Document Number	01273/2207
Book / Page	1273 / 2207
Map Reference	LB 1-G PG 309
Instrument Date	Mar 25, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	70593 HILLTOP DR, UNION, MI 49130-9716

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Sep 1, 2022
Property Address	70593 HILLTOP DR, UNION, MI 49130-9716
Document Number	01222/1767
Book / Page	1222 / 1767
Map Reference	LB 1-G PG 309
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3582 MEADOWOOD LN, MCCALL, ID 83638-5400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15230 QUAIL HOLLOW CT, GRANGER, IN 46530-9668

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jul 16, 2019
Property Address	70593 HILLTOP DR, UNION, MI 49130-9716
Document Number	01157/1216
Book / Page	1157 / 1216
Map Reference	LB 1-G PG 309
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

The 2025 property tax bill for 70593 Hilltop Dr was $7,434 with a homeowner's exemption, up 5.5% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,600 (+1.68%) Land $362,600	$725,200 (+1.68%) Land $725,200
2025	$7,434.00 (+5.48%) Homeowner's exemption	$356,600 Land $356,600	$713,200 Land $713,200
2024	$7,048.00
2023		$259,400	$518,800
2022	$3,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70593 Hilltop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 70593 Hilltop Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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