Howard County property record for 7059 Calvert Dr, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,508 sqft · built 1997 |
| Lot Size | 0.37 acres (16,096 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (May 2026) |
| Tax Bill | $10,010 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-272608 |
| Primary APN | 01-272608 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,096 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 282 sqft |
| Deck Area | 458 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 272608 |
|---|---|
| Street Address | 7059 CALVERT DR |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 15 16,096 SQ 7059 CALVERT DR CALVERT RIDGE |
| Legal Subdivision | CALVERT RDG |
| Legal Lot Number | 15 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 601103 |
7059 Calvert Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7059 CALVERT DR, ELKRIDGE, MD 21075-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK |
| May 22, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Jun 23, 2004 · Amount on File |
| Deed Book / Page | 23248 / 256 |
| Prior Transfer Date | Jan 17, 2013 |
| Prior Transfer Doc | 0146160407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7059 CALVERT DR, ELKRIDGE, MD 21075-1045 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | QUANTUM TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0220240001 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 22024/1 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 22, 2026 |
| Property Address | 7059 CALVERT DR, ELKRIDGE, MD 21075-1045 |
| Document Number | 2324000256 |
| Book / Page | 23248 / 256 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7059 CALVERT DR, ELKRIDGE, MD 21075-1045 |
| Document Number | 2324000261, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 23248/261 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 7059 Calvert Dr was $10,010 with a homeowner's exemption, up 1.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,010.00 (+1.86%) Homeowner's exemption | $679,600 (+5.93%) Land $217,500 Building $462,100 | $679,600 (-) Land $217,500 Building $462,100 |
| 2025 | $9,827.00 (+4.72%) Homeowner's exemption | $641,567 | $679,600 Land $217,500 Building $462,100 |
| 2024 | $9,384.00 | ||
| 2023 | $565,500 Land $217,500 Building $348,000 | $565,500 Land $217,500 Building $348,000 | |
| 2022 | $6,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7059 Calvert Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7059 Calvert Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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