Cass County property record for 70589 Wayne St, Union, MI 49130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,534 sqft · built 1999 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,774 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-120-370-007-00 |
| Primary APN | 14-120-370-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,534 sqft Building Perimeter |
| 1st Floor Area | 1,757 sqft |
| Basement Area | 1,757 sqft |
| Unfinished Basement | 1,757 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 954 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 70589 WAYNE ST |
|---|---|
| City | UNION |
| State | MI |
| Zip | 49130-9794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . (725 8-13 339-345) LOT 41 COVERDALE NO 1 |
| Legal Subdivision | COVERDALE #1 |
| Legal Lot Number | 41 |
| Jurisdiction | CASS MI |
| Township / Civil Division | PORTER |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 1000 |
70589 Wayne St is owned and occupied by two individuals who acquired it in December 2025.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70589 WAYNE ST, UNION, MI 49130-9794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Intrafamily Transfer, Transfer |
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK |
| Mar 19, 2021 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage 1ST SOURCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2025 |
| Transfer Doc | 001271/927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 16, 2026 |
| Property Address | 70589 WAYNE ST, UNION, MI 49130-9794 |
| Document Number | 001271/927 |
| Book / Page | 1271 / 927 |
| Map Reference | LB 1-H PG 360 |
| Instrument Date | Dec 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 70589 WAYNE ST, UNION, MI 49130-9794 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 70589 WAYNE ST, UNION, MI 49130-9794 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01215/1179 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 1215/1179 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | ELKHART, IN 46516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | May 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 19, 2021 |
| Property Address | 70589 WAYNE ST, UNION, MI 49130-9794 |
| Document Number | 1192/855 |
| Book / Page | 1192 / 855 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70535 WAYNE ST, 70535, UNION, MI 49130-9794 |
| Name | Verified Name |
|---|---|
| Address | 70589 WAYNE ST, UNION, MI 49130-9794 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 70589 WAYNE ST, UNION, MI 49130-9794 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1158/0428 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 1158/0428 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | ELKHART, IN 46516 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Aug 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 70589 Wayne St was $7,774 with a homeowner's exemption, up 5.5% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Porter Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $695,100 (+1.03%) Land $695,100 | $1,390,200 (+1.03%) Land $1,390,200 | |
| 2025 | $7,774.00 (+5.48%) Homeowner's exemption | $688,000 Land $688,000 | $1,376,000 Land $1,376,000 |
| 2024 | $7,370.00 | ||
| 2023 | $499,400 | $998,800 | |
| 2022 | $6,862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 70589 Wayne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 70589 Wayne St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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