San Joaquin County property record for 7057 Palmer St, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,173 sqft · built 2020 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $815,000 (Sep 2023) |
| Tax Bill | $10,055 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-430-500-000 |
| Primary APN | 253-430-500-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 2,173 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7057 PALMER ST |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 113 TRACY HILLS VILLAGE 1B, TRACT 3943 |
| Legal Subdivision | TRACY HILLS VILLAGE 1B |
| Legal Tract | 3943 |
| Legal Block | 1 |
| Legal Lot Number | 113 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 5502 |
7057 Palmer St is owner-occupied and held in a trust since September 2023.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7057 PALMER ST, TRACY, CA 95377-8581 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 16, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Prior Sale | Dec 16, 2020 · Amount on File |
| Deed Document Number | 202373413 |
| Prior Transfer Date | Mar 27, 2021 |
| Prior Transfer Doc | 0000058480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 15, 2023 |
| Property Address | 7057 PALMER ST, TRACY, CA 95377-8581 |
| Document Number | 0000073413 |
| Map Reference | MB 43 PG 40 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023-073413 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 227 W ALCALA AVE, MOUNTAIN HOUSE, CA 95391-1298 |
| Document Number | 0000073414 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023-073414 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 2, 2021 |
| Property Address | 7057 PALMER ST, TRACY, CA 95377-8581 |
| Document Number | 0000058480 |
| Map Reference | MB 43 PG 40 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-058480 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7057 PALMER ST, TRACY, CA 95377-8581 |
| Document Number | 0000058481 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 2021-058481 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 16, 2020 |
| Property Address | 7057 PALMER ST, TRACY, CA 95377-8581 |
| Document Number | 0000177290 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 177290 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $633.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7057 PALMER ST TRACY CA 953778581, TRACY, CA 95377-8581 |
| Document Number | 177291 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 177291 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Address | 730 NW 107TH AVE # 4TH, MIAMI, FL 33172-3104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2050 |
The 2026 property tax bill for 7057 Palmer St was $10,055, up 1.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,055.00 (+1.76%) | ||
| 2025 | $9,881.00 | $623,387 Land $131,236 Building $492,151 | |
| 2023 | $9,431.00 (+1.92%) Homeowner's exemption | $598,633 Land $156,060 Building $442,573 | $717,570 |
| 2022 | $9,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7057 Palmer St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7057 Palmer St is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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