7056 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7056 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,772 sqft · built 1991
Lot Size	0.076 acres (3,348 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Jan 2022)
Tax Bill	$6,213 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-17.3`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-17.3`
Alternative APNs	`308904000500010170030000` `04000500010170030000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
1st Floor Area	848 sqft
2nd Floor Area	308 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,348 sqft (0.076 acres)
Lot Dimensions	124 ft deep x 27 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010170030000
Street Address	7056 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5244
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC 3 - LOT 7056
Legal Subdivision	COUNTRY VILLAGE SECTION 3 AMENDED
Legal Block	1
Legal Lot Number	17.003
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

7056 Suzanne Ln, a townhouse, is owned and occupied by two individuals who bought it in January 2022.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7056 SUZANNE LN, SCHENECTADY, NY 12303-5244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 8, 2019	Grant Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Sep 9, 2008 · Amount on File
Deed Document Number	20222334
Prior Transfer Date	Jan 14, 2011
Prior Transfer Doc	0010811098
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7056 SUZANNE LN, SCHENECTADY, NY 12303-5244
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 CHAUCER PL, SLINGERLANDS, NY 12159-9504

Mortgage

Document Number	0000002336
Date	Jan 25, 2022
Instrument	R2022-02336

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 8, 2019
Property Address	7056 SUZANNE LN, SCHENECTADY, NY 12303-5244
Document Number	0000023857
Instrument Date	Oct 31, 2019
Instrument	23857
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 LANCASTER ST ALBANY NY 122031609, ALBANY, NY 12203-1609

Mortgage

Document Number	23858
Date	Nov 8, 2019
Instrument	23858

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7056 Suzanne Ln was $6,213, up 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,213.00 (+0.23%)
2025	$6,199.00	$208,000 Land $42,000 Building $166,000	$277,333 Land $56,000 Building $221,333
2023		$208,000 (-) Land $42,000 Building $166,000	$244,706 (+7.06%) Land $49,412 Building $195,294
2022		$208,000 Land $42,000 Building $166,000	$228,571 Land $46,154 Building $182,417
2021	$5,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7056 Suzanne Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7056 Suzanne Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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