7055 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 7055 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,312 sqft · built 1978
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$499,500 (Apr 2025)
Tax Bill	$384 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`402326277001`

Property Details

APN / Parcel Number

Primary APN	`402326277001`
Alternative APNs	`00712570000001` `10004623045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,312 sqft Living Area
Gross Area	3,202 sqft
1st Floor Area	2,312 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Attached
Garage Area	556 sqft
Porch	Enclosed/Screened Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00712570000001
Street Address	7055 RIVERSIDE DR
City	PUNTA GORDA
State	FL
Zip	33982-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	26 40 23 P-4 2.6A M/L THE W1/2 OF THAT PART OF THE HEREAFTER DESC PARCEL LYING W OF TH W/LY MAINTAIND R/W OF A PRIVATE RD KNOWN AS HUCK- EBY RD BEG AT TH NE COR OF TH SE1/4 OF TH NE1/4 TH W 420FT S 630FT E420 FT N 630FT TO POB 86/477 560/2074 835/211
Legal Range	23E
Legal Township	40S
Legal Section	26
Legal Subdivision	ACREAGE
Legal Tract	ZZZ
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10200

Owner

7055 Riverside Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7055 RIVERSIDE DR, PUNTA GORDA, FL 33982-1556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	20253518545
Prior Transfer Date	Jun 10, 1997
Prior Transfer Doc	1540000513
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 22, 2025
Property Address	7055 RIVERSIDE DR, PUNTA GORDA, FL 33982-1556
Document Number	0003518545
Instrument Date	Apr 21, 2025
Instrument	3518545
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, OAK & INK LAND AND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,496.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38841 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 RIVERSIDE DR, PUNTA GORDA, FL 33982-1556

Mortgage

Document Number	0003518546
Date	Apr 22, 2025
Instrument	3518546

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 7055 Riverside Dr was $384, down 74.8% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$384.00 (-74.77%)	$80,332	$207,736 Land $79,560 Building $128,176
2024	$1,522.00 (+4.46%)
2023	$1,457.00 (+1.75%) Homeowner's exemption Widower's exemption	$113,037 (+3%)	$360,586 (+26.68%) Land $91,000 Building $269,586
2022	$1,432.00 Homeowner's exemption Widower's exemption	$109,745	$284,636 Land $66,300 Building $218,336

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7055 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 16 condo units
Nearby Flood Claims	257 (1982–2024)
Claims Outside the SFHA	3 of 257
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 81 claims Hurricane Helene, Sep 2024 · 64 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7055 Riverside Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20