7055 Ridgeway Rd, Sheridan, OR 97378 Property Records

Polk County property record for 7055 Ridgeway Rd, Sheridan, OR 97378

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,248 sqft · built 2019
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Nov 2019)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06620-00-00406`

Property Details

APN / Parcel Number

Primary APN	`06620-00-00406`
Alternative APNs	`R4415066200000406` `289236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,248 sqft Gross Area
1st Floor Area	1,720 sqft
Great Room	Great Room
Utility Room	Utility Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	182,952 sqft
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Utility Building	1,152 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	289236
Street Address	7055 RIDGEWAY RD
City	SHERIDAN
State	OR
Zip	97378-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFU
Legal Description	FARM BLDG
Legal Range	6W
Legal Township	06S
Legal Section	20
Legal Block	1
Jurisdiction	POLK OR
Township / Civil Division	WILLAMINA
Census Block Group	1
Census Block	1009
Census Tract	20400

Owner

7055 Ridgeway Rd is owned by two individuals who bought it in November 2019.

Source: Polk County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 654, SHERIDAN, OR 97378-0654
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 24, 2020	Deed of Trust, Mortgage NATIONS DIRECT MTG
Nov 7, 2019	Warranty Deed, Construction Loan · Line of Credit J W WARN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Dec 10, 2010 · Amount on File
Deed Document Number	201913051
Prior Transfer Date	Feb 14, 2003
Prior Transfer Doc	0000016361
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	7055 RIDGEWAY RD, SHERIDAN, OR 97378-9200
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009700
Date	Dec 18, 2025
Instrument	2025-009700

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	7055 RIDGEWAY RD, SHERIDAN, OR 97378-9200
Document Number	0000010662
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7055 RIDGEWAY RD SHERIDAN OR 973789200, SHERIDAN, OR 97378-9200

Mortgage

Document Number	0000010662
Date	Jul 30, 2020
Instrument	10662

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Nov 7, 2019
Property Address	7055 RIDGEWAY RD, SHERIDAN, OR 97378-9200
Document Number	0000013051
Instrument Date	Nov 4, 2019
Instrument	13051
Transaction Type	Construction Loan
Record Updated	Nov 19, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$209.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 654 SHERIDAN OR 973780654, SHERIDAN, OR 97378-0654

Mortgage

Document Number	13052
Date	Nov 7, 2019
Instrument	13052

Lender

Name	J W WARN
Address	PO BOX 1128, CANBY, OR 97013-1128

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7055 Ridgeway Rd was $3,031, up 3.6% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Unified School District	Willamina School District 30J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,600 (+3%) Land $101,100 Building $179,500	$635,650 (-4.59%) Land $261,000 Building $374,650
2025	$3,031.00 (+3.62%)	$272,430 (+3%) Land $98,150 Building $174,280	$666,210 (-4.31%) Land $287,040 Building $379,170
2024	$2,925.00 (+2.45%)	$264,500 (+3%) Land $95,290 Building $169,210	$696,220 (+1.95%) Land $297,620 Building $398,600
2023	$2,855.00 (+3.67%)	$256,800 (+3%) Land $92,510 Building $164,290	$682,880 (+2.36%) Land $290,190 Building $392,690
2022	$2,754.00	$249,330 Land $89,810 Building $159,520	$667,150 Land $277,800 Building $389,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7055 Ridgeway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7055 Ridgeway Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUELL-RED PRAIRIE WD serves 800 people · EPA ID OR4101174
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2017
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	43 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alyrica Fixed Wireless	400 / 50
Hunter Communications Fixed Wireless	200 / 20

May also be available: AT&T, T-Mobile.

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