7055 81st St, Vero Beach, FL 32967 Property Records

Indian River County property record for 7055 81st St, Vero Beach, FL 32967

Property Summary

Property Type	Farm - Poultry, Fish, Bees, Rabbits
Details	3 bd · 2 ba · 2,861 sqft · built 1994
Lot Size	4.71 acres (205,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2019)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`31-39-31-00000-7000-00005.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-31-00000-7000-00005.0`
Alternative APN	`39486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,861 sqft Gross Area
1st Floor Area	2,861 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	205,168 sqft (4.71 acres)
View / Lot	Interior
Porch	Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7055 81ST ST
City	VERO BEACH
State	FL
Zip	32967-4643
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Poultry, Fish, Bees, Rabbits
Local Zoning Code	A-1
Legal Description	SEC 31 TWP 31 RNG 39 MORE FULLY DESC AS FROM THE NW COR OF THE SE QTR OF SEC 31 RUN S89-55-19E AL THE N LINE A DIS OF 528 FT TH CONT S89-55-19E AL THE N LINE A DIS OF 60 FT TO THE POB CONT S89-55-19E AL SAID N LINE A DIS OF 233.99 FT TO THE W LINE OF
Legal Range	39E
Legal Township	31S
Legal Section	31
Legal Subdivision	NULL
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2009
Census Tract	50812

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7055 81ST ST, VERO BEACH, FL 32967-4643
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage MIDFLORIDA CU
Jul 20, 2023	Intrafamily Transfer, Transfer
Jul 20, 2023	Intrafamily Transfer, Transfer
Jun 15, 2023	Intrafamily Transfer, Transfer OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW INC
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 15, 2019	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	20199562
Deed Book / Page	3184 / 1372
Last Transfer Date	Jul 18, 2023
Transfer Doc	0036370133
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	7055 81ST ST, VERO BEACH, FL 32967-4643
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	AMER TITLE, MERIT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 81ST ST, VERO BEACH, FL 32967-4643

Mortgage

Document Number	0034590230
Date	Aug 30, 2021
Book Page	3459/230
Instrument	3120210061577

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jun 1, 2049

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 25, 2024
Property Address	7055 81ST ST, VERO BEACH, FL 32967-4643
Document Number	0037330388
Book / Page	3733 / 388
Instrument Date	Oct 24, 2024
Instrument	3120240051351
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7055 81ST ST, VERO BEACH, FL 32967-4643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7055 81ST ST, VERO BEACH, FL 32967-4643

Mortgage

Document Number	3120240051352
Date	Oct 25, 2024
Instrument	3120240051352

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	367 Months
Due	May 1, 2055

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 20, 2023
Property Address	7055 81ST ST, VERO BEACH, FL 32967-4643
Document Number	0036370133
Book / Page	3637 / 133
Instrument Date	Jul 18, 2023
Instrument	3120230036676
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7025 81ST ST, VERO BEACH, FL 32967-4643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 81ST ST, VERO BEACH, FL 32967-4643

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 20, 2023
Property Address	7055 81ST ST, VERO BEACH, FL 32967-4643
Document Number	0036370131
Book / Page	3637 / 131
Instrument Date	Jul 18, 2023
Instrument	3120230036675
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7025 81ST ST, VERO BEACH, FL 32967-4643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7025 81ST ST, VERO BEACH, FL 32967-4643

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 15, 2023
Property Address	7055 81ST ST, VERO BEACH, FL 32967-4643
Document Number	0036281912
Book / Page	3628 / 1912
Instrument Date	Jun 14, 2023
Instrument	3120230030321
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7055 81ST ST, VERO BEACH, FL 32967-4643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 81ST ST, VERO BEACH, FL 32967-4643

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	7055 81ST ST, VERO BEACH, FL 32967-4643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 81ST ST, VERO BEACH, FL 32967-4643

Mortgage

Document Number	0033321587
Date	Aug 27, 2020
Book Page	3332/1587
Instrument	3120200050324

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Mar 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 15, 2019
Property Address	7055 81ST ST, VERO BEACH, FL 32967-4643
Document Number	0031841372
Book / Page	3184 / 1372
Instrument Date	Feb 15, 2019
Instrument	3120190009562
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	OCEANSIDE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1550 QUIESCENT LN, 1550, SEBASTIAN, FL 32958-6551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1340 ALMIRANTA LN, VERO BEACH, FL 32963-2531

Mortgage

Document Number	3120190009563
Date	Feb 15, 2019
Instrument	3120190009563

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (-5.41%)	$179,486 (-12.92%)	$262,086 (-43.2%) Land $200,175 Building $61,911
2023	$2,642.00 (-12.78%)	$206,114 (-17.1%)	$461,440 (+21.08%) Land $117,575 Building $343,865
2022	$3,029.00	$248,621	$381,107 Land $83,023 Building $298,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless	50 / 10

May also be available: Verizon, Xfinity.

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