7052 Lake Regency Ln, Sebring, FL 33875 Property Records

Highlands County property record for 7052 Lake Regency Ln, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,130 sqft · built 2022
Lot Size	0.96 acres (41,821 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Oct 2020)
Tax Bill	$8,754 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S-21-35-29-030-002A-0360`

Property Details

APN / Parcel Number

Primary APN	`S-21-35-29-030-002A-0360`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,130 sqft Living Area
Gross Area	3,754 sqft
1st Floor Area	2,655 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	41,821 sqft (0.96 acres)
View / Lot	Water
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	1,962 sqft
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Porch	Florida Room
Patio Area	755 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7052 LAKE REGENCY LN
City	SEBRING
State	FL
Zip	33875-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE REGENCY WOODS PH 2 PB 16 PG 94 LOT 36 BLK 2A -LESS A 5 FT STRIP ON SLY BDRY
Legal Range	29E
Legal Township	35S
Legal Section	21
Legal Subdivision	LAKE REGENCY WOODS PH 2
Legal Block	2A
Legal Lot Number	36
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3001
Census Tract	961304

Owner

7052 Lake Regency Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Highlands County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7052 LAKE REGENCY LN, SEBRING, FL 33875-6306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	20202777673
Deed Book / Page	2777 / 673
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 8, 2026
Property Address	7052 LAKE REGENCY LN, SEBRING, FL 33875-6306
Document Number	0002329704
Book / Page	3216 / 1019
Instrument Date	Aug 27, 2026
Instrument	20262329704
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7052 LAKE REGENCY LN, SEBRING, FL 33875-6306

Mortgage

Document Number	0002329704,
Date	Sep 8, 2026
Book Page	3216/1019
Instrument	20262329704

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	7052 LAKE REGENCY LN, SEBRING, FL 33875-6306
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	HEARTLAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 PAR RD, SEBRING, FL 33872-1259

Mortgage

Document Number	0002029021
Date	Apr 13, 2021
Book Page	2815/1603
Instrument	2029021

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 7, 2020
Property Address	7052 LAKE REGENCY LN, SEBRING, FL 33875-6306
Document Number	0002001835
Book / Page	002777 / 000673
Instrument Date	Oct 2, 2020
Instrument	2001835
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7813 ANCHA ST SEBRING FL 338722168, SEBRING, FL 33872-2168

Tax Assessment & Valuation

The 2025 property tax bill for 7052 Lake Regency Ln was $8,754 with a homeowner's exemption, up 3.6% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,754.00 (+3.57%) Homeowner's exemption	$470,617	$510,992 Land $47,500 Building $463,492
2024	$8,452.00 (+1.88%)
2023	$8,296.00 (+928%) Homeowner's exemption	$500,550 (+1,568.5%) Land $40,000 Building $460,550	$500,550 (+1,568.5%) Land $40,000 Building $460,550
2022	$807.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7052 Lake Regency Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7052 Lake Regency Ln is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Lake Regency Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures