7051 Mountaindale Rd, Frederick, MD 21702 Property Records

Frederick County property record for 7051 Mountaindale Rd, Frederick, MD 21702

Property Summary

Property TypeGeneral Agricultural/Rural
Details3.5 ba · 5,691 sqft · built 2023
Lot Size15.4 acres (671,695 sqft)
Owner2 Company Names on Record
Tax Bill$11,643 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN20-604495

Property Details

APN / Parcel Number

Primary APN20-604495
Alternative APN
  • 604495

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area5,691 sqft Gross Area
1st Floor Area4,353 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area671,695 sqft
Garage TypeAttached
Garage Area1,338 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area582 sqft
Patio Area559 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number604495
Street Address7051 MOUNTAINDALE RD
CityFREDERICK
StateMD
Zip21702-1725
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionLOT 1 15.42 ACRES MOUNTAINDALE FARM PARTNE
Legal SubdivisionA LAND OF 15
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division20, LEWISTOWN
Census Block Group1
Census Block1027
Census Tract751302

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7051 MOUNTAINDALE RD, FREDERICK, MD 21702-1725
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK INC
Aug 18, 2022Deed of Trust, Mortgage · Construction Mortgage
WOODSBORO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 6, 2024
Transfer Doc0170390312
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateJun 25, 2026
Property Address7051 MOUNTAINDALE RD, FREDERICK, MD 21702-1725
Document Number1793000418
Book / Page17930 / 418
Instrument DateJun 18, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address7051 MOUNTAINDALE RD, FREDERICK, MD 21702-1725

Mortgage

Document Number1793000418,
DateJun 25, 2026
Book Page17930/418
Lender
NameCITIZENS BANK INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 24, 2051
Interest
Rate6.51%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7051 MOUNTAINDALE RD, FREDERICK, MD 21702-1725
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 FAIRVIEW AVE, FREDERICK, MD 21701-4015

Mortgage

Document Number0160920409
DateAug 18, 2022
Book Page16092/409
Lender
NameWOODSBORO BANK
TypeBank
AddressWOODSBORO, MD 21798
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$992,500 (+4.96%)$1,086,300 (+14.88%) Land $192,700 Building $893,600
2025$11,643.00 (+11.93%)$945,600 (+826.76%) Land $118,700 Building $826,900$945,600 (+696.63%) Land $118,700 Building $826,900
2024$10,402.00 (+770.46%)
2023$1,195.00$102,033$118,700 Land $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2003–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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