70505 Wolcott Rd, Armada, MI 48005 Property Records

Macomb County property record for 70505 Wolcott Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,490 sqft · built 1980
Lot Size	5 acres (218,105 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Dec 2022)
Tax Bill	$6,059 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-32-200-018`

Property Details

APN / Parcel Number

Primary APN	`13-02-32-200-018`
Alternative APN	`0232200018`

Interior

Full Baths	3 Baths
Building Area	2,490 sqft Living Area
1st Floor Area	1,534 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	218,105 sqft (5 acres)
Lot Width	187 ft Width
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	70505 WOLCOTT RD
City	ARMADA
State	MI
Zip	48005-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	02 32 200 018 SEC 32 T5N R13E COM AT NE COR SEC 32, TH S 0 DEG 11' W 1135.51 FT ALG E SEC LINE TO POB, TH CONT S 0 DEG 11' W 186.50 FT ALG SD SEC LINE, TH N 89 DEG 49' W 1169.21 FT, TH N 0 DEG 05' 20" E 186.50 FT, TH S 89 DEG 49' E 1169.52 FT TO POB.
Legal Range	13E
Legal Township	05N
Legal Section	32
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	3
Census Block	3025
Census Tract	212000

Owner

70505 Wolcott Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70505 WOLCOTT RD, ARMADA, MI 48005-4130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Deed Document Number	2022132769
Deed Book / Page	28923 / 414
Prior Transfer Date	Feb 11, 2015
Prior Transfer Doc	0000025353
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 10, 2026
Property Address	70505 WOLCOTT RD, ARMADA, MI 48005-4130
Document Number	2600055246
Book / Page	30705 / 758
Instrument Date	Jun 2, 2026
Instrument	202655246
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70505 WOLCOTT RD, ARMADA, MI 48005-4130

Mortgage

Document Number	0000055246,
Date	Jun 10, 2026
Book Page	30705/758
Instrument	202655246

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 10, 2026
Property Address	70505 WOLCOTT RD, ARMADA, MI 48005-4130
Document Number	0000055246
Book / Page	30705 / 758
Instrument Date	Jun 2, 2026
Instrument	202655246
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70505 WOLCOTT RD, ARMADA, MI 48005-4130

Mortgage

Document Number	0000055246,
Date	Jun 10, 2026
Book Page	30705/758
Instrument	202655246

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 2, 2022
Property Address	70505 WOLCOTT RD, ARMADA, MI 48005-4130
Document Number	2200132769
Book / Page	28923 / 414
Instrument Date	Nov 30, 2022
Instrument	202200132769
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1243 PLEASANT ST, LAKE GENEVA, WI 53147-1043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70505 WOLCOTT RD, ARMADA, MI 48005-4130

Mortgage

Document Number	2200132770
Date	Dec 2, 2022
Instrument	202200132770

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 70505 Wolcott Rd was $6,059 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,500 (+4.69%)	$451,000 (+4.69%)
2025	$6,059.00 Homeowner's exemption	$215,400	$430,800
2023		$184,900	$369,800
2022	$3,678.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70505 Wolcott Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70505 Wolcott Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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