705 Wisner Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 705 Wisner Dr, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,366 sqft · built 1965
Lot Size	0.278 acres (12,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Feb 2010)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-379-006`

Property Details

APN / Parcel Number

Primary APN	`8913-35-379-006`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,366 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	990 sqft
Finished Basement	850 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,090 sqft (0.278 acres)
Lot Dimensions	93 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	444 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	705 WISNER DR
City	WATERLOO
State	IA
Zip	50702-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALTIMORE HEIGHTS LOT 6
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BALTIMORE HEIGHTS
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1028
Census Tract	1200

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 WISNER DR, WATERLOO, IA 50702-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2010 · Amount on Record
Deed Sale	Feb 3, 2010 · Amount on Record
Deed Document Number	201014693
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	705 WISNER DR, WATERLOO, IA 50702-4129
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WISNER DR, WATERLOO, IA 50702-4129

Mortgage

Document Number	0202514991
Date	Oct 13, 2025
Instrument	2025-14991

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	705 WISNER DR, WATERLOO, IA 50702-4129
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00005124
Date	Sep 20, 2017
Instrument	2018-00005124

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,796.00 Homeowner's exemption	$408,360 (+10.48%) Land $34,810 Building $373,550	$408,360 (+10.48%) Land $34,810 Building $373,550
2024	$7,796.00 (+29.03%)
2023		$369,620 (+30.16%) Land $34,810 Building $334,810	$369,620 (+30.16%) Land $34,810 Building $334,810
2022	$6,042.00 Homeowner's exemption	$283,970 Land $34,810 Building $249,160
2021			$283,970 Land $34,810 Building $249,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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