Chesapeake City property record for 705 Winston Ter, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,327 sqft · built 1983 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Trust Name on File |
| Last Sale | $140,000 (Oct 2002) |
| Tax Bill | $3,236 (2025) |
| Deeds & Mortgages | Oct 2008 Line of Credit Jul 2013 Mortgage |
| APN | 0343018000490 |
| Primary APN | 0343018000490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| 1st Floor Area | 1,306 sqft |
| Attic | Attic |
| Attic Area | 318 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | Deck Area |
| Patio Area | 242 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 WINSTON TER |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | LOT 49 OAK MANOR SEC 5 |
| Legal Subdivision | OAK MANOR NEWER / DEEP CREEK LANDING |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21402 |
705 Winston Ter is held in a trust since January 2025.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4013 MIDDLEBURG LN, CHESAPEAKE, VA 23321-1866 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2008 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK MORTGAGE |
| Jul 30, 2013 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2002 · Amount on File |
| Deed Sale | Oct 15, 2002 · Amount on File |
| Deed Book / Page | 4718 / 700 |
| Last Transfer Date | Jan 27, 2025 |
| Transfer Doc | 010823/164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 WINSTON TER, CHESAPEAKE, VA 23323-4229 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007620/838 |
|---|---|
| Date | Oct 8, 2008 |
| Book Page | 7620/838 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 WINSTON TER, CHESAPEAKE, VA 23323-4229 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009158/615 |
|---|---|
| Date | Jul 30, 2013 |
| Book Page | 9158/615 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.9% |
The 2025 property tax bill for 705 Winston Ter was $3,236, up 4.5% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,900 (+0.16%) Land $145,000 Building $175,900 | $320,900 (+0.16%) Land $145,000 Building $175,900 | |
| 2025 | $3,236.00 (+4.52%) | $320,400 Land $140,000 Building $180,400 | $320,400 Land $140,000 Building $180,400 |
| 2024 | $3,096.00 | ||
| 2023 | $292,900 (+6.98%) Land $120,000 Building $172,900 | $292,900 (+6.98%) Land $120,000 Building $172,900 | |
| 2022 | $273,800 Land $110,000 Building $163,800 | $273,800 Land $110,000 Building $163,800 | |
| 2019 | $2,219.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 705 Winston Ter; there have been 9 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 9 (1989–2020) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Winston Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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