705 Windy Ridge Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 705 Windy Ridge Dr, Ballwin, MO 63021

Property Summary

Property TypeCondominium
Details3 bd · 4 ba · 2,417 sqft · built 1983
Lot Size0.056 acres (2,418 sqft)
Owner2 Individual Names on Record
Last Sale$187,500 (May 2012)
Tax Bill$3,269 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25R-63-0791

Property Details

APN / Parcel Number

Primary APN25R-63-0791

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,417 sqft Living Area
Gross Area2,879 sqft
1st Floor Area1,381 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area2,418 sqft (0.056 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area405 sqft
Patio Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address705 WINDY RIDGE DR
CityBALLWIN
StateMO
Zip63021-7707
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR4
Legal DescriptionTREETOP CONDOMINIUMS CONDOMINIUM PLAT ONE-H UNIT 57 0.4394% IN COMMON ELEMENTS (9283-354) 1 27 83
Legal SubdivisionTREETOP CONDOMINIUMS CONDOMINIUM PLAT
JurisdictionST LOUIS MO
Township / Civil DivisionQUEENY
Census Block Group2
Census Block2002
Census Tract217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address705 WINDY RIDGE DR, BALLWIN, MO 63021-7707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2012 · Amount on Record
Deed SaleMay 3, 2012 · Amount on Record
Prior SaleOct 22, 2003 · Amount on Record
Deed Document Number2012867
Deed Book / Page19972 / 1417
Prior Transfer DateSep 12, 2003
Prior Transfer Doc0000000070
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address705 WINDY RIDGE DR, BALLWIN, MO 63021-7707
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyINVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 WINDY RIDGE DR, BALLWIN, MO 63021-7707

Mortgage

Document Number0244961617
DateDec 10, 2020
Book Page24496/1617
Instrument2020121001330
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,060 (-) Land $20,200 Building $47,860$358,200 (-) Land $106,300 Building $251,900
2025$3,269.00 (+0.18%)$68,060 (+34.61%) Land $20,200 Building $47,860$358,200 (+34.61%) Land $106,300 Building $251,900
2024$3,263.00 (-0.91%)
2023$3,293.00$50,560 Land $11,480 Building $39,080$266,100 Land $60,400 Building $205,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband, Wisper ISP.

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