705 Winding Way Dr, Monroe, NC 28110 Property Records

Union County property record for 705 Winding Way Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,060 sqft · built 2000
Lot Size	0.507 acres (22,085 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Sep 2020)
Tax Bill	$1,360 (2025)
Deeds & Mortgages	May 2021 Transfer Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-351-115`

Property Details

APN / Parcel Number

Primary APN	`09-351-115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,085 sqft (0.507 acres)
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	705 WINDING WAY DR
City	MONROE
State	NC
Zip	28110-9550
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#77 NEWTOWNE ESTATES SCT2 OPCB126-A
Legal Subdivision	NEWTOWNE ESTATES
Legal Lot Number	77
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3002
Census Tract	20403

Owner

705 Winding Way Dr, a rural home, is owned by an individual who acquired it in May 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	30415 CARTIER DR, RANCHO PALOS VERDES, CA 90275-5628
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Intrafamily Transfer, Transfer
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Apr 20, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Aug 16, 2006 · Amount on File
Deed Document Number	202035302
Deed Book / Page	7800 / 694
Last Transfer Date	May 7, 2021
Transfer Doc	8093542
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 7, 2021
Property Address	705 WINDING WAY DR, MONROE, NC 28110-9550
Document Number	8093542
Book / Page	8093 / 542
Map Reference	CAB B FILE 126-A
Instrument Date	May 7, 2021
Instrument	21821
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	707 WINDING WAY DR, MONROE, NC 28110-9550

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2020
Property Address	705 WINDING WAY DR, MONROE, NC 28110-9550
Document Number	0007800694
Book / Page	7800 / 694
Map Reference	CAB B FILE 126-A
Instrument Date	Sep 3, 2020
Instrument	35302
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035303
Date	Sep 8, 2020
Instrument	35303

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	705 WINDING WAY DR, MONROE, NC 28110-9550
Document Number	692350
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	URBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WINDING WAY DR CHARLOTTE NC 28212, CHARLOTTE, NC 28212

Mortgage

Document Number	692350
Date	May 1, 2017
Book Page	006923/000050
Instrument	11841

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 30, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 Winding Way Dr was $1,360.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,500 (-) Land $63,000 Building $219,500	$282,500 (-) Land $63,000 Building $219,500
2025	$1,360.00	$282,500 Land $63,000 Building $219,500	$282,500 Land $63,000 Building $219,500
2023	$1,131.00	$178,400 Land $32,000 Building $146,400	$178,400 Land $32,000 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Winding Way Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Winding Way Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Winding Way Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures