705 Wind Way, New Bern, NC 28560 Property Records

Craven County property record for 705 Wind Way, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 2003
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2022)
Tax Bill	$1,202 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`2-049-212`

Property Details

APN / Parcel Number

Primary APN	`2-049-212`
Alternative APNs	`129080` `111049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.272 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	111049
Street Address	705 WIND WAY
City	NEW BERN
State	NC
Zip	28560-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	212 MONTEGO SEC6 PT1
Legal Subdivision	TREASURE COVE MONTEGO
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2010
Census Tract	960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 WIND WAY, NEW BERN, NC 28560-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FEDCHOICE FCU
Apr 16, 2020	Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	202210105166
Deed Book / Page	3745 / 2027
Prior Transfer Date	Oct 16, 2013
Prior Transfer Doc	3241/0364
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Jul 31, 2026
Property Address	705 WIND WAY, NEW BERN, NC 28560-9709
Document Number	0010159684
Book / Page	3890 / 564
Instrument Date	Jul 27, 2026
Instrument	202610159684
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WIND WAY, NEW BERN, NC 28560-9709

Mortgage

Document Number	0010159684,
Date	Jul 31, 2026
Book Page	3890/564
Instrument	202610159684

Lender

Name	FIRST FEDERAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 28, 2022
Property Address	705 WIND WAY, NEW BERN, NC 28560-9709
Document Number	03745/2027
Book / Page	3745 / 2027
Map Reference	MB 13 PG 70
Instrument Date	Sep 2, 2022
Instrument	10105166
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WIND WAY, NEW BERN, NC 28560-9709

Mortgage

Document Number	03745/2030
Date	Oct 28, 2022
Book Page	3745/2030
Instrument	10105167

Lender

Name	FEDCHOICE FCU
Type	Credit Union
Address	LANHAM, MD 20706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 16, 2020
Property Address	705 WIND WAY, NEW BERN, NC 28560-9709
Document Number	3609/707
Book / Page	3609 / 707
Map Reference	MB 13 PG 70
Instrument Date	Apr 6, 2020
Instrument	10053264
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WIND WAY, NEW BERN, NC 28560-9709

Mortgage

Document Number	3609710
Date	Apr 16, 2020
Instrument	3609/710

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,202.00	$234,460 (-) Land $40,000 Building $194,460	$234,460 (-) Land $40,000 Building $194,460
2025	$1,202.00 (+1.01%)	$234,460 (-) Land $40,000 Building $194,460	$234,460 (-) Land $40,000 Building $194,460
2023	$1,190.00 (+19.48%)	$234,460 (+52.73%) Land $40,000 Building $194,460	$234,460 (+52.73%) Land $40,000 Building $194,460
2022	$996.00	$153,510 Land $14,500 Building $139,010
2018			$153,510 Land $14,500 Building $139,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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