705 Westpointe Dr, Amherst, OH 44001 Property Records

Lorain County property record for 705 Westpointe Dr, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,304 sqft · built 2015
Lot Size	1.59 acres (69,669 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Aug 2023)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-036-108-178`

Property Details

APN / Parcel Number

Primary APN	`05-00-036-108-178`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,304 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	69,669 sqft
Lot Dimensions	202 ft deep x 343 ft wide
Garage Type	Attached
Garage Area	30 sqft

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	330 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	705 WESTPOINTE DR
City	AMHERST
State	OH
Zip	44001-3452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHPOINTE ESTATES SUB 3 43.55 X 202.79
Legal Subdivision	NORTHPOINTE ESTATES SUB
Legal Lot Number	190
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1006
Census Tract	50301

Owner

705 Westpointe Dr is owned and occupied by an individual who bought it in August 2023.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	705 WESTPOINTE DR, AMHERST, OH 44001-3452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage US NATIONAL BANK
Oct 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jul 26, 2019	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Jul 26, 2019 · Amount on File
Deed Document Number	2023004029
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 1, 2023
Property Address	705 WESTPOINTE DR, AMHERST, OH 44001-3452
Document Number	0000924134
Map Reference	VOL 94 PG 52
Instrument Date	Jul 28, 2023
Instrument	2023-0924134
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	705 WESTPOINTE DR, AMHERST, OH 44001-3452

Mortgage

Document Number	0000924135
Date	Aug 1, 2023
Instrument	2023-0924135

Lender

Name	US NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	705 WESTPOINTE DR, AMHERST, OH 44001-3452
Document Number	0000785553
Instrument Date	Oct 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 WESTPOINTE DR AMHERST OH 440013452, AMHERST, OH 44001-3452

Mortgage

Document Number	0000785553
Date	Oct 27, 2020
Instrument	785553

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 26, 2019
Property Address	705 WESTPOINTE DR, AMHERST, OH 44001-3452
Document Number	0000723579
Map Reference	VOL 94 PG 52
Instrument Date	Jul 25, 2019
Instrument	2019-0723579
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TITLECO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WESTPOINTE DR, AMHERST, OH 44001-3452

Mortgage

Document Number	0000723580
Date	Jul 26, 2019
Instrument	2019-0723580

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 705 Westpointe Dr was $4,470.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00	$108,960 (%) Land $21,260 Building $87,700	$311,320 (-) Land $60,750 Building $250,570
2024	$4,470.00 (+28.04%)	$108,963 (+49.51%) Land $21,263 Building $87,700	$311,320 (+49.51%) Land $60,750 Building $250,570
2023	$3,491.00 (+4.3%)	$72,878 (%) Land $13,605 Building $59,273	$208,220 Land $38,870 Building $169,350
2022	$3,347.00	$72,880 Land $13,610 Building $59,270
2021			$208,220 Land $38,870 Building $169,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Westpointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Westpointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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