705 Westbrook Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 705 Westbrook Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 832 sqft · built 1972
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Dec 2009)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Oct 2026 Mortgage May 2022 Mortgage
APN	`04-30-0-106-032`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-106-032`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	832 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	705 WESTBROOK CT
City	O FALLON
State	IL
Zip	62269-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK 5TH ADD PLAT 2 LOT/SEC-66 A02192046
Legal Subdivision	WESTBROOK
Legal Block	106
Legal Lot Number	66
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	504354

Owner

705 Westbrook Ct is owned and occupied by two individuals who bought it in December 2009.

Source: St. Clair County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 WESTBROOK CT, O FALLON, IL 62269-1072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2009 · Amount on File
Deed Sale	Dec 7, 2009 · Amount on File
Prior Sale	Jun 30, 2006 · Amount on File
Deed Document Number	20092192046
Prior Transfer Date	Feb 26, 2009
Prior Transfer Doc	00A2150155
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Oct 6, 2026
Property Address	705 WESTBROOK CT, O FALLON, IL 62269-1072
Document Number	0002897700
Instrument Date	Sep 25, 2026
Instrument	20262897700
Transaction Type	Mortgage
Record Updated	Oct 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WESTBROOK CT, O FALLON, IL 62269-1072

Mortgage

Document Number	0002897700,
Date	Oct 6, 2026
Instrument	20262897700

Lender

Name	FIRST NATIONAL BANK OF WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	705 WESTBROOK CT, O FALLON, IL 62269-1072
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02747441
Date	May 24, 2022
Instrument	A02747441

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 705 Westbrook Ct was $2,745 with a homeowner's exemption, up 10.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (+10.06%) Homeowner's exemption	$44,088 (+9.62%) Land $8,049 Building $36,039	$132,264 (+9.62%) Land $24,147 Building $108,117
2024	$2,494.00	$40,219 Land $7,343 Building $32,876	$120,657 Land $22,029 Building $98,628
2022		$32,818 Land $5,992 Building $26,826	$98,454 Land $17,976 Building $80,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 705 Westbrook Ct; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Westbrook Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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