McDowell County property record for 705 Waters Edge Dr, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 2,484 sqft · built 2003 |
| Lot Size | 0.893 acres (38,899 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,004 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1723-00-34-4621 |
| Primary APN | 1723-00-34-4621 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,484 sqft Heated Area |
| Gross Area | 6,424 sqft |
| 1st Floor Area | 2,484 sqft |
| Basement Area | 2,484 sqft |
| Finished Basement | 2,484 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 38,899 sqft (0.893 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 47906 |
|---|---|
| Street Address | 705 WATERS EDGE DR |
| City | NEBO |
| State | NC |
| Zip | 28761-0121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 35 THE ARBOR S/D.893 AC |
| Legal Subdivision | THE ARBOR S/D |
| Legal Lot Number | 35 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
705 Waters Edge Dr, a rural home, is held in a trust since March 2017.
Source: McDowell County records, as of December 2, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 861 E COURT ST, MARION, NC 28752-3522 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2017 |
| Transfer Doc | 0012060876 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Mar 7, 2017 |
| Property Address | 705 WATERS EDGE DR, NEBO, NC 28761-0121 |
| Document Number | 0012060876 |
| Book / Page | 1206 / 0876 |
| Map Reference | MB 7 PG 37 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 2017001077 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | NEBO, NC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 705 WATERS EDGE DR, NEBO, NC 28761-0121 |
| Document Number | 2017001078 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 2017001078 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2037 |
The 2025 property tax bill for 705 Waters Edge Dr was $6,004.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,004.00 | $898,880 Land $180,000 Building $718,880 | |
| 2023 | $6,004.00 | $898,880 Land $180,000 Building $718,880 | $898,880 Land $180,000 Building $718,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Waters Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Waters Edge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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