Harford County property record for 705 Walters Mill Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,392 sqft · built 1967 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,000 (Nov 2003) |
| Tax Bill | $3,595 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-120902 |
| Primary APN | 03-120902 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Lot Dimensions | 351 ft deep x 104 ft wide |
| Garage Type | Mixed |
| Garage Area | 992 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 462 sqft |
| Patio Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 120902 |
|---|---|
| Street Address | 705 WALTERS MILL RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 2 184/104X351 705 WALTERS MILL ROAD DELANO ACRES P 18/34 |
| Legal Subdivision | DELANO ACRES |
| Legal Lot Number | 2,705 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 303201 |
705 Walters Mill Rd is owned and occupied by two individuals who bought it in November 2003.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 WALTERS MILL RD, FOREST HILL, MD 21050-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2003 · Amount on File |
| Deed Sale | Nov 18, 2003 · Amount on File |
| Prior Sale | Apr 21, 1997 |
| Deed Document Number | 2003946 |
| Deed Book / Page | 5000 / 322 |
| Transfer Doc | 0000001874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 705 WALTERS MILL RD, FOREST HILL, MD 21050-1423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0158500149 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 15850/149 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 13, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 705 WALTERS MILL RD, FOREST HILL, MD 21050-1423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | KEY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0139030098 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 13903/98 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
The 2026 property tax bill for 705 Walters Mill Rd was $3,595, up 7.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,595.00 (+7.19%) | $324,400 | $339,200 Land $108,300 Building $230,900 |
| 2025 | $3,354.00 | ||
| 2023 | $287,600 | $317,000 Land $108,300 Building $208,700 | |
| 2022 | $3,034.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Walters Mill Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1978–2006) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Walters Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
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