Richland County property record for 705 Wallowa Dr, Elgin, SC 29045
| Details | 4 bd · 3 ba · 2,183 sqft · built 2023 |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,550 (Apr 2023) |
| Tax Bill | $11,068 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R25812-12-22 |
| Primary APN | R25812-12-22 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,183 sqft Heated Area |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 6,970 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 705 WALLOWA DR |
|---|---|
| City | ELGIN |
| State | SC |
| Zip | 29045-7919 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | PDD |
| Legal Description | LOT 253 55X122.7X34.5X20.6X124 #SU CATAWBA HILL PHASE 9 #PR RB2707-1144 |
| Legal Phase | 9 |
| Legal Lot Number | 55,253 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11407 |
705 Wallowa Dr is owned by an individual who bought it in April 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Apr 20, 2023 | Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on File |
| Deed Sale | Apr 20, 2023 · Amount on File |
| Deed Document Number | 202316257 |
| Deed Book / Page | 2830 / 892 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 705 WALLOWA DR, ELGIN, SC 29045-7919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|
| Document Number | 0029121228 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 2912/1228 |
| Instrument | 2024014171 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 321 RESEARCH PKWY STE 303, MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 20, 2023 |
| Property Address | 705 WALLOWA DR, ELGIN, SC 29045-7919 |
| Document Number | 0028300892 |
| Book / Page | 2830 / 892 |
| Map Reference | MB 2736 PG 3461 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 2023016257 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $863.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 WALLOWA DR, ELGIN, SC 29045-7919 |
| Document Number | 2023016258 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023016258 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 705 Wallowa Dr was $11,068.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,068.00 | $331,600 Land $50,800 Building $280,800 | $331,600 Land $50,800 Building $280,800 |
| 2023 | $710.00 Additional exemption filed |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Wallowa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Wallowa Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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