705 W Olive St, Bloomington, IL 61701 Property Records

McLean County property record for 705 W Olive St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1925
Lot Size	0.127 acres (5,535 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Feb 2026)
Tax Bill	$2,483 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-316-003`

Property Details

APN / Parcel Number

Primary APN	`21-04-316-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	5,535 sqft (0.127 acres)
Lot Dimensions	109 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	705 W OLIVE ST
City	BLOOMINGTON
State	IL
Zip	61701-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HINSHAWS ADD E30 LOT 6 & W20 LOT 7 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	HINSHAWS ADD
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2007
Census Tract	1500

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 W OLIVE ST, BLOOMINGTON, IL 61701-4959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Executor's Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 2, 2017	Warranty Deed, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	20262374
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0000022701
Record Updated	Oct 29, 2026

February 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 18, 2026
Property Address	705 W OLIVE ST, BLOOMINGTON, IL 61701-4959
Document Number	202600002374
Instrument Date	Feb 2, 2026
Instrument	2026-00002374
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W OLIVE ST, BLOOMINGTON, IL 61701-4959

Mortgage

Document Number	202600002375
Date	Feb 18, 2026
Instrument	2026-00002375

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate	6.07%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 24, 2020
Property Address	705 W OLIVE ST, BLOOMINGTON, IL 61701-4959
Document Number	202000022701
Instrument Date	Sep 29, 2020
Instrument	2020-00022701
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25385 STATE HIGHWAY 251, HUDSON, IL 61748-7535

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 2, 2017
Property Address	705 W OLIVE ST, BLOOMINGTON, IL 61701-4959
Document Number	201700017811
Instrument Date	Sep 1, 2017
Instrument	2017-00017811
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$88.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25385 STATE HIGHWAY 251, HUDSON, IL 61748-7535

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,924 (+10.76%) Land $6,746 Building $27,178	$101,772 (+10.76%) Land $20,238 Building $81,534
2024	$2,483.00 (+6.29%)	$30,629 (+9.54%) Land $6,091 Building $24,538	$91,887 (+9.54%) Land $18,273 Building $73,614
2023	$2,336.00	$27,961 Land $5,560 Building $22,401	$83,883 Land $16,680 Building $67,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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