705 W McGaughy St, Hamilton, MO 64644 Property Records

Caldwell County property record for 705 W McGaughy St, Hamilton, MO 64644

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,150 sqft · built 1978
Lot Size	0.979 acres (42,645 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-6-14-4-03-12.00`

Property Details

APN / Parcel Number

Primary APN	`03-6-14-4-03-12.00`

Interior

Full Baths	2 Baths
Building Area	1,150 sqft Living Area
Basement Area	1,150 sqft
Finished Basement	575 sqft
Unfinished Basement	575 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	42,645 sqft (0.979 acres)
Lot Dimensions	426 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces
Deck Area	525 sqft
Patio Area	81 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	705 W MCGAUGHY ST
City	HAMILTON
State	MO
Zip	64644-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-57-28 OUTLOT 45 -THE E 80' OF OUTLOT 45, ANDTHAT PART OF WILLIS ST. (NOW VACATED) BEG SE COR OUTLOT 45, TH., E 20', N 426
Legal Range	28
Legal Township	57
Legal Section	14
Legal Subdivision	RAILROAD ADD
Legal Block	45
Legal Lot Number	45
Jurisdiction	CALDWELL MO
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2025
Census Tract	950202

Owner

705 W McGaughy St is owned and occupied by two individuals who acquired it in May 2023.

Source: Caldwell County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 W MCGAUGHY ST, HAMILTON, MO 64644-1052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit BANK NORTHWEST
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK NORTHWEST
Jul 19, 2019	Trustee's Deed, Foreclosure · Conventional Mortgage BANK NORTHWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022
Deed Sale	Jan 28, 2022
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	202262730
Deed Book / Page	195 / 7440
Last Transfer Date	May 12, 2023
Transfer Doc	0000065108
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	705 W MCGAUGHY ST, HAMILTON, MO 64644-1052
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W MCGAUGHY ST, HAMILTON, MO 64644-1052

Mortgage

Document Number	100/4999
Date	Oct 15, 2021
Book Page	100/4999
Instrument	62212

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	705 W MCGAUGHY ST, HAMILTON, MO 64644-1052
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	100/4670
Date	Jan 25, 2021
Book Page	100/4670
Instrument	60582

Lender

Name	BANK NORTHWEST
Type	Bank
Address	HAMILTON, MO 64644

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	705 W MCGAUGHY ST, HAMILTON, MO 64644-1052
Transaction Type	Mortgage
Record Updated	May 7, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	100/4308
Date	Mar 9, 2020
Book Page	100/4308
Instrument	58883

Lender

Name	BANK NORTHWEST
Type	Bank
Address	HAMILTON, MO 64644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2040

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALDWELL MO
Recording Date	Jul 19, 2019
Property Address	705 W MCGAUGHY ST, HAMILTON, MO 64644-1052
Document Number	195/5979
Book / Page	195 / 5979
Instrument Date	Jul 1, 2019
Instrument	57724
Transaction Type	Foreclosure
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 W MCGAUGHY ST, 705, HAMILTON, MO 64644-1052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 W MCGAUGHY ST, HAMILTON, MO 64644-1050

Mortgage

Document Number	00100/4108
Date	Jul 19, 2019
Book Page	100/4108
Instrument	57725

Lender

Name	BANK NORTHWEST
Type	Bank
Address	HAMILTON, MO 64644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 705 W McGaughy St was $1,790, up 33.1% from the year before.

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Hamilton Township
Municipality	Hamilton City
Unified School District	Hamilton R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+33.09%)	$19,910 Land $2,540 Building $17,370	$104,790 Land $13,360 Building $91,430
2024	$1,345.00
2023		$17,660 Land $2,540 Building $15,120	$92,920 Land $13,360 Building $79,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 W McGaughy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 W McGaughy St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PWS serves 1,813 people · EPA ID MO1010342
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Green Hills Technologies Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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