Lancaster County property record for 705 W Main St, Mount Joy, PA 17552
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,866 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2026) |
| Tax Bill | $3,893 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-27246-0-0000 |
| Primary APN | 450-27246-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 3,423 sqft |
| 1st Floor Area | 1,023 sqft |
| Upper Floors Area | 843 sqft |
| Basement Area | 1,023 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 534 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 W MAIN ST |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | 705 W MAIN ST |
| Legal Subdivision | FLORIN VILLAGE |
| Legal Lot Number | 5 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MOUNT JOY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10902 |
705 W Main St is owned and occupied by an individual who bought it in May 2026.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 W MAIN ST, MOUNT JOY, PA 17552-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| May 1, 2026 | Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Deed Document Number | 202617067 |
| Prior Transfer Date | Apr 4, 2006 |
| Prior Transfer Doc | 0005512074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | May 1, 2026 |
| Property Address | 705 W MAIN ST, MOUNT JOY, PA 17552-1807 |
| Document Number | 0000017067 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.17067 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | E TOWN TRANSFER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 W MAIN ST, MOUNT JOY, PA 17552-1807 |
| Document Number | 0000017068, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026..17068 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | May 1, 2026 |
| Property Address | 705 W MAIN ST, MOUNT JOY, PA 17552-1807 |
| Document Number | 20260017067 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202617067 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | TA TOWN AND COUNTRY LAND TRANSFER, E TOWN TRANSFER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 W MAIN ST, MOUNT JOY, PA 17552-1807 |
| Document Number | 0000017068, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202617068 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 705 W Main St was $3,893, up 1.8% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Mount Joy Borough |
| Unified School District | Donegal School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,000 (-) Land $38,600 Building $104,400 | $143,000 (-) Land $38,600 Building $104,400 | |
| 2025 | $3,893.00 (+1.78%) Homeowner's exemption | $143,000 (-) Land $38,600 Building $104,400 | $143,000 Land $38,600 Building $104,400 |
| 2024 | $3,825.00 | $143,000 Land $38,600 Building $104,400 | |
| 2018 | $143,000 Land $38,600 Building $104,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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